Filing for Chapter 7 bankruptcy can raise many questions about what happens to your property, especially your home. One common concern is whether you can sell your house after filing bankruptcy. The answer is yes, it may be possible, but the timing and circumstances matter a great deal. When you file Chapter 7 bankruptcy, everything […]
Category Archives: Bankruptcy
Bankruptcy, Bankruptcy, Hoglund Law, News
Can You Wipe Out Personal Income Taxes in Bankruptcy and How Does That Work?
20
Jan
Jan
Can You Wipe Out Personal Income Taxes in Bankruptcy and How Does That Work? Many people assume that taxes can never be discharged in bankruptcy. While it’s true that most tax debts are harder to eliminate than credit cards or medical bills, some personal income taxes can be wiped out in bankruptcy, but only if […]
Bankruptcy, Bankruptcy, Hoglund Law, News
What Does It Mean to Wipe Out Debt in a Bankruptcy? Understanding the Discharge Injunction
20
Jan
Jan
When people say that bankruptcy “wipes out” debt, they are usually referring to something called the discharge injunction. This is one of the most powerful, yet most misunderstood parts of the bankruptcy process. Understanding what it means can help explain how bankruptcy offers a true financial fresh start. At its core, a bankruptcy discharge is […]
Bankruptcy, Bankruptcy, Business Bankruptcy, Criminal Traffic DWI/DUI, Hoglund Law, News, Personal Injury, Social Security, Social Security Disability
Hoglund Law is Moving: A New Chapter Begins in New Brighton
18
Jun
Jun
After 35 years of serving clients in the St. Paul Metro area from our Roseville office, Hoglund Law is excited to announce a new chapter in our journey. On June 23, 2025, we will be relocating from our long-time home at 1781 County Road B West in Roseville, Minnesota to our new office at 550 […]
Bankruptcy, Bankruptcy
New Federal Exemptions to Protect your Property and Assets when Filing for Personal Bankruptcy in 2025
29
May
May
It is common for the total amount of protected assets in bankruptcy to increase from year to year due to a myriad of factors. 2025 is no exception. Bankruptcy Code 104(b) requires exemption amounts to be adjusted for inflation every three years. These new dollar amounts are to take effect April 1, 2025 and will […]
15
Nov
Nov
Filing for bankruptcy is a major financial decision that can offer relief from overwhelming debt but also has significant legal implications. One common question is whether it’s possible to file for bankruptcy without a lawyer, especially for those who may have difficulty affording legal representation. The short answer is yes, you can file for bankruptcy […]
15
Aug
Aug
Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their debts under the protection of the bankruptcy court. Understanding how to declare bankruptcy and which type suits your situation can be critical in managing overwhelming debt. While bankruptcy can be a stressful process, it’s important to remember that bankruptcy is […]
11
Jan
Jan
$1.57 trillion. This is the total amount of money 42.9 million Americans owe in student loan debt, and the total is not getting any smaller. In fact, student loan debt in the United States is growing at a rate six times faster than national gross domestic product (GDP). This enormous financial burden on so many […]
07
Dec
Dec
On Tuesday, November 30, 2021, the Consumer Financial Protection Bureau approved a new set of rules that alters how debt collectors contact you. Debt collectors are now allowed to contact you on Facebook, Twitter, Instagram, or any other form of social media. They are also able to “friend” or “follow” you on any social media […]
27
Jan
Jan
Minnesota Restaurant Industry given the OK to open, but many restrictions are still in place to help fight the spread of Covid-19. The restaurant industry has not looked the same since COVID-19 caused a nationwide lockdown in March 2020. Since then, Minnesota restaurants had been given the green light to re-open for dining, then back […]