How to Declare Bankruptcy: A Basic Guide

Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their debts under the protection of the bankruptcy court. Understanding how to declare bankruptcy and which [...]

Student Loans and the Current Bankruptcy Code 2021

$1.57 trillion. This is the total amount of money 42.9 million Americans owe in student loan debt, and the total is not getting any smaller. In fact, student loan debt [...]

Debt Collectors Are Now Able to Contact You Through Social Media

On Tuesday, November 30, 2021, the Consumer Financial Protection Bureau approved a new set of rules that alters how debt collectors contact you. Debt collectors are now allowed to contact [...]

How is the Restaurant Industry Reopening and Moving Forward in 2021?

Minnesota Restaurant Industry given the OK to open, but many restrictions are still in place to help fight the spread of Covid-19. The restaurant industry has not looked the same [...]

Americans Significantly Reduce Their Credit Card Debt Amid Pandemic

How Americans are Safeguarding Their Finances During an Economic Downturn In the middle of a year characterized by uncertainty, Americans are finding stability through reducing their credit card debt. Economists [...]

What Can I Keep When I File Chapter 13 Bankruptcy?

What property can I keep when I file for a Chapter 13 Bankruptcy? How are my house, car, cell phone, and money handled in Chapter 13? Chapter 13 bankruptcy allows [...]

How is the Restaurant Industry Reopening and Moving Forward?

Pandemic-related closures may have forever changed the restaurant industry. Many bars and restaurants are beginning to open their doors once again. The mandated closures of the last few months are [...]