Filing for bankruptcy is a major financial decision that can offer relief from overwhelming debt but also has significant legal implications. One common question is whether it’s possible to file for bankruptcy without a lawyer, especially for those who may have difficulty affording legal representation. The short answer is yes, you can file for bankruptcy […]
Category Archives: Hoglund Law
15
Aug
Aug
Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their debts under the protection of the bankruptcy court. Understanding how to declare bankruptcy and which type suits your situation can be critical in managing overwhelming debt. While bankruptcy can be a stressful process, it’s important to remember that bankruptcy is […]
11
Jan
Jan
If you find yourself out of a job and unable to keep working due to your health, you may want to consider applying for Social Security disability. Losing your job can have devastating effects on finances, but there are resources available if you qualify. The Social Security Administration (”SSA”) oversees two disability programs that may […]
11
Jan
Jan
$1.57 trillion. This is the total amount of money 42.9 million Americans owe in student loan debt, and the total is not getting any smaller. In fact, student loan debt in the United States is growing at a rate six times faster than national gross domestic product (GDP). This enormous financial burden on so many […]
07
Jan
Jan
Headaches and Social Security Disability People often wonder if they can receive Social Security Disability benefits solely for having headaches without any underlying medical condition being the cause of them. The answer is yes, and the Social Security Administration (SSA) released updated standards in evaluating whether somebody should receive benefits under Social Security Ruling 19-4p. […]
26
Dec
Dec
Clients often ask me “is there anything I shouldn’t say at my hearing?” As an attorney this always makes me nervous as we are obligated to be forthright and honest about all aspects of a claim. The judge, having already read your medical records, work history and earnings records, probably already knows more than you […]
20
Dec
Dec
“It’s been a while since my approval, where’s my back pay?” This is a question we hear on a daily basis from our clients. Back pay is the back benefits you are entitled to that span the time from the date of disability to the date of approval. While it may seem like that would […]
20
Dec
Dec
Social Security and Supplemental Security Income (SSI) will have a 5.9% cost-of-living adjustment (COLA) for 2022. The increase in benefits will begin in January 2022. This is a significant increase from prior years. In fact, it is the largest increase since 1982.[1] Social Security increases COLA so benefits are not deteriorated by the impacts of […]
07
Dec
Dec
On Tuesday, November 30, 2021, the Consumer Financial Protection Bureau approved a new set of rules that alters how debt collectors contact you. Debt collectors are now allowed to contact you on Facebook, Twitter, Instagram, or any other form of social media. They are also able to “friend” or “follow” you on any social media […]