Can I Work Part Time While On Social Security?


In Social Security Disability (SSDI) and Supplemental Security Income (SSI) cases we often hear the question, “Can I work part-time?”  Most individuals and families cannot “get by” waiting for an award decision from social security for several years without some monthly income.  We understand real individuals and real families and the hardships disabling impairments can create. Under Social Security rules, the phrase Substantial Gainful Activity (SGA), is the guide post in assessing each situation.  Social Security generally considers those engaged in substantial gainful activity (SGA) as NOT eligible for disability benefits.  Substantial Gainful Activity basically means working and earning $1,170 per month or $1,950 a month if you are blind.  SGA is not just about the monetary amount though, other factors may impact your case, such as the number of hours you work or volunteer and the type of work or volunteering you do.

Once you are receiving benefits there are exceptions to SGA.  Under the SSDI benefits, the program that looks at your disabling impairments and your work history, you may qualify for a “trial work period.”  The trial work period allows SSDI beneficiaries to attempt to go back to work without penalty for a period of up to nine months in a five-year period without losing their monthly SSDI benefits.

Under SSI benefits, the program that looks at your disabling impairments and your financial need, there is also a “work incentive” programs that allow you to work and have your SSI benefits be reduced by 50 cents for every dollar you earn after counting the fwith irst $65.00.  An example would show a recipient receiving SSI, presumed to be $735, and working and earning $1,050.00 a month, less the $65 dollars, then divided by two.  This example looks like $1,050-$65=$985 then divided by 2 =$492.50.  This individual would receive: SSI benefits reduced by $492.50 , so $735-$492.50= $242.50.

Consult with an attorney for more information about social security disability and working while applying.

 

By Jonathan Breyfogle

Written by Jennifer Mrozik

Jennifer is a partner in the firm and practices exclusively in the area of Social Security disability law. She continues to lead efforts to find solutions for clients in the sometimes difficult Social Security claims process.

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