Florissant BANKRUPTCY ATTORNEY
St. Louis County, MO
Navigating the intricacies of the Bankruptcy Code and remaining up to date with the everchanging Missouri bankruptcy laws is a challenge no one should have to face on their own. With a Bankruptcy Attorney at Hoglund Law, these complexities are made manageable and straightforward for you. Providing free consultation, no upfront fees, and even home visits, at Hoglund Law, we want to make every step towards your fresh start as easy as possible. Whether Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, or Debt Settlement is your fastest track to a new beginning, we are here in Florissant to guide you through it all.
Chapter 7 Bankruptcy is one of the avenues to debt relief that many clients choose to pursue. This type of bankruptcy allows you to discharge many of your burdensome, unsecured debts including medical bills, credit card balances, and installment loans. Despite the potential for massive improvement towards financial stability that Chapter 7 can produce, it does have some caveats including eligibility requirements and debts that can not be discharged such child support and criminal fines.
Navigating the intricacies of Chapter 7 demands accuracy to produce substantial debt relief and trusting an attorney at Hoglund Law ensures Chapter 7 works in your favor if selected as your best course of action. Scheduling a free consultation at our Florissant office will bring you the confidence and assurance you desire in choosing a bankruptcy plan and pursuing a fresh start.
Filing for Chapter 13 Bankruptcy means protecting your valued assets such as your car and home. This type of filing allows you to avoid foreclosure on your home, car repossession, and other undesirable situations by making payments to your debt through a three to five-year plan.
Generally, the impact on your credit report is more severe due to the amount of time spent in bankruptcy, but our team of trusted Bankruptcy Attorneys is here after the completion of your payment plan to rebuild your credit report.
While there are eligibility requirements, with the counsel of an attorney familiar with the ins and outs of the Bankruptcy Code, Chapter 13 may be the most advantageous option towards the fresh start you deserve. To ensure an alternative route is not superior and to begin the next steps towards your financial future, come in or call Hoglund Law right here in Florissant.
Debt Settlement stands as a feasible option for those not qualifying for bankruptcy and want to minimize the outstanding balance of the debt. Instead of discharging your debt, debt settlement involves the negotiation between your trusted legal representation and your creditors to produce a favorable resolution that appeases both parties.
Creditors know if they do not come forward to negotiate and substantially lower your debt, the result will likely be bankruptcy which discharges your debts and the creditors will never be paid. Preferring a lower debt over no debt at all; creditors are willing to compromise significantly through this process.
Not only is consulting with a trusted Bankruptcy Attorney here at Hoglund Law vital in ensuring this is the best course of action, but it is also central to making sure the resolution benefits the client. To secure your legal representation, contact Hoglund Law today.