Home » Locations » Missouri » Florissant Bankruptcy & Social Security Disability Attorney

Hoglund, Chwialkowski & Mrozik PLLC - Florissant, MO

Florissant Bankruptcy & Social Security Disability

Our Office Location

Address: 1281 Graham Rd
Florissant, MO 63031
Phone: (314) 372-0174

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in Florissant, Missouri?

Directions
(314) 372-0174

Share This Location

Reviews of This Location

Google Reviews

Our Practice Areas

Florissant BANKRUPTCY ATTORNEY

St. Louis County, MO

BANKRUPTCY

Navigating the intricacies of the Bankruptcy Code and remaining up to date with the everchanging Missouri bankruptcy laws is a challenge no one should have to face on their own. With a Bankruptcy Attorney at Hoglund Law, these complexities are made manageable and straightforward for you. Providing free consultation, no upfront fees, and even home visits, at Hoglund Law, we want to make every step towards your fresh start as easy as possible. Whether Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, or Debt Settlement is your fastest track to a new beginning, we are here in Florissant to guide you through it all.

Florissant Bankruptcy Attorney

CHAPTER 7

Chapter 7 Bankruptcy is one of the avenues to debt relief that many clients choose to pursue. This type of bankruptcy allows you to discharge many of your burdensome, unsecured debts including medical bills, credit card balances, and installment loans. Despite the potential for massive improvement towards financial stability that Chapter 7 can produce, it does have some caveats including eligibility requirements and debts that can not be discharged such child support and criminal fines.

Navigating the intricacies of Chapter 7 demands accuracy to produce substantial debt relief and trusting an attorney at Hoglund Law ensures Chapter 7 works in your favor if selected as your best course of action. Scheduling a free consultation at our Florissant office will bring you the confidence and assurance you desire in choosing a bankruptcy plan and pursuing a fresh start.

CHAPTER 13

Filing for Chapter 13 Bankruptcy means protecting your valued assets such as your car and home. This type of filing allows you to avoid foreclosure on your home, car repossession, and other undesirable situations by making payments to your debt through a three to five-year plan.
Generally, the impact on your credit report is more severe due to the amount of time spent in bankruptcy, but our team of trusted Bankruptcy Attorneys is here after the completion of your payment plan to rebuild your credit report.

While there are eligibility requirements, with the counsel of an attorney familiar with the ins and outs of the Bankruptcy Code, Chapter 13 may be the most advantageous option towards the fresh start you deserve. To ensure an alternative route is not superior and to begin the next steps towards your financial future, come in or call Hoglund Law right here in Florissant.

DEBT SETTLEMENT

Debt Settlement stands as a feasible option for those not qualifying for bankruptcy and want to minimize the outstanding balance of the debt. Instead of discharging your debt, debt settlement involves the negotiation between your trusted legal representation and your creditors to produce a favorable resolution that appeases both parties.

Creditors know if they do not come forward to negotiate and substantially lower your debt, the result will likely be bankruptcy which discharges your debts and the creditors will never be paid. Preferring a lower debt over no debt at all; creditors are willing to compromise significantly through this process.

Not only is consulting with a trusted Bankruptcy Attorney here at Hoglund Law vital in ensuring this is the best course of action, but it is also central to making sure the resolution benefits the client. To secure your legal representation, contact Hoglund Law today.

From the Hoglund Law Bankruptcy Blog

Florissant Social Security Disability ATTORNEY

St. Louis County, MO

What is Social Security Disability

Social Security Disability is a program available to those who are disabled according to the medical criteria outlined by the Social Security Administration. It comes in two forms: SSI and SSDI. SSDI is Social Security Disability Insurance and is available to people who have worked long enough and have paid Social Security taxes. These people are considered insured and do not need to meet specific income requirements. On the other hand, SSI is Supplemental Security Income and requires that the individuals who benefit from it meet certain financial criteria.

How an Florissant Social Security Disability Attorney Can Help

The Social Security Disability Application process can be a very daunting thing for those who are not well acquainted with it. The case load facing the Social Security Administration means that they are very choosy with what they are looking for and that many people who deserve benefits are initially denied. This is not only disheartening to those who are applying, but also confusing. Denied applicants wonder if this is the end of the road for them, if they should give up, and what their options are to pursue appeal.

An attorney can help answer those questions and assist in making sure that the application you put forward is the best it can be. At Hoglund Law, we’ve assisted over 30,000 clients and know that one denial is not, in fact, a dead end. In fact, it is often just the first step in getting approved. After bolstering your application, an attorney will be able to support your right to a fair hearing by arguing your case in front of a judge, utilizing your chance to cross-examine witnesses, and rebutting any misinformation that is brought up regarding your condition. These factors play such a huge role in an application that it has been statistically proven clients represented by attorneys are most successful at receiving benefits.

Not sold yet? You don’t have to be. We offer a free case evaluation during which you can speak with an attorney about any of your questions or concerns.

Who Qualifies for Social Security Disability

There are two ways that the Social Security Administration has of determining whether you qualify for Social Security Disability. The first is whether you meet the specific medical criteria they have listed for a specific condition they have in their blue book. This criteria and condition are ordinarily severe, but if you meet what they require you are guaranteed benefits.

If you are a resident of Florissant and meet the SSA’s medical criteria for one of these conditions, for example, you automatically qualify: asthma, anxiety, cancer, lupus, heart failure, cerebral palsy, etc. A more complete list can be found here.
The other, and more popular, way of showing that you qualify for SSD benefits is through the demonstration of the fact that you cannot perform substantial gainful activity. To determine this, the SSA looks at the jobs you’ve performed in the last 15 years and other jobs to determine if you are capable of working through your condition.

Florissant Social Security Disability Attorney

Why Are People Denied Social Security Disability

If your disability doesn’t last longer than 12 months, if you became disabled during the commitment of a felony, or if you refuse to cooperate, you will be denied Social Security Disability. The SSA also does not approve benefits to those they believe will stop suffering from a condition once alcohol and drug use stop.

However, the most popular reason that people are denied is simply a lack of medical evidence—which is why it is important that you continue to see your doctors and seek treatment throughout the application process. While the above factors result in an immediate disapproval, it is always possible to try and obtain more evidence to demonstrate just how debilitating a condition has proven to be for you.

How to apply for Social Security Benefits in Florissant

You can apply online, over the phone, or in person at the Social Security Administration office at 11753 W Florissant Ave, Florissant, MO 63033. When you apply, make sure you give yourself anywhere from 25 minutes to an hour and a half. You are, also, required to bring all your paperwork with you. This includes contact information for all your employers from the past 15 years, contact information of any hospital or doctor related to your condition, and all prescribed medications taken for your condition.

This information will help the SSA understand how much your condition inhibits your ability to work and they can better evaluate your claim. The more relevant supporting evidence you have, the better the outcome of your claim.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 11753 W Florissant Ave, Florissant, MO 63033

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

11753 W Florissant Ave, Florissant, MO 63033

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

You are not alone. Most people are denied upon first application and even first appeal. This is usually the result of the Social Security Administration not seeing the full picture of how a condition is impacting an applicant—either because of a lack of medical evidence or because of a misconception regarding the symptoms.
The good news is you can and should appeal. The better news is you don’t have to do it alone.

At Hoglund Law we offer free case evaluations to assist you in seeing the strengths and weaknesses of your specific claim and, should you choose to appeal or apply, we offer help filing. We’ve successfully guided many applicants from application to approval and are prepared to do the same for you—utilizing the best asset at an applicants disposal: the hearing.

The sooner you come in and consult an attorney, the more time an attorney will have to prepare your case. The only thing standing in your way is the phone.

From the Hoglund law Social Security Disability Blog

About St. Louis Missouri

Previously known as “Fleurissant” meaning “blooming,” the suburb of Florrisant is home to 51,443 residents. Settled as an independent French village, Florissant has since fostered deep connections with the bustling city of St. Louis. Dating back to the late 1700s, Florissant is blooming with historic sites for visitors to enjoy and take a step back in time.

Ranked in the top 100 Best Places to Live by Money Magazine, residents find no shortage of economic development, tasty restaurants, and a real sense of community. Including a designated “Old Town,” ancient heritage is preserved and admired by many each day. Whether you are looking to settle down in the St. Louis area or want to satisfy your inner history buff, Florissant knows what you need.

Our Office Locations

Social Security Disability Attorneys Minnesota

Minnesota

Social Security Disability Attorneys Wisconsin

Wisconsin

Social Security Disability Attorneys Ohio

Ohio

Social Security Disability Attorneys Missouri

Missouri