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Hoglund, Chwialkowski & Mrozik PLLC - Lake Elmo, MN

Lake Elmo / Woodbury Bankruptcy & Social Security Disability

Our Office Location

Address: 8530 Eagle Point Blvd Suite 100
Lake Elmo, MN 55042
Phone: (651) 829-3819

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in Lake Elmo Woodbury, or Oak Dale, Minnesota?

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Our Practice Areas

Woodbury BANKRUPTCY ATTORNEY

Ramsey County, MN

BANKRUPTCY

Hoglund Law has been providing Woodbury & Oakdale residents with the Bankruptcy Attorneys experienced in delivering fresh financial starts for 29 years. At Hoglund Law, our attorneys are working for you every step of the way to provide you with debt relief through the most accessible route tailored to you. Your first step is as easy as a free consultation with no upfront fees. From there, we can assist you in anything from credit counseling to understanding bankruptcy basics and take the next natural step towards your financially stable future.

CHAPTER 7

Filing Chapter 7 Bankruptcy is right for you if you are looking for a simple way to hit the reset button. Filing for Chapter 7 Bankruptcy eliminates credit card and unsecured debts that have been weighing you down and standing in the direction of the financial future you desire. Your first step towards starting fresh is as easy as booking a free consultation right here in Woodbury with a trusted Hoglund Bankruptcy Lawyer.

Chapter 7 Bankruptcy, is not for everyone. And not all debts can be discharged. Child support obligations, student loans, and overdue car payments cannot be erased through this type of Bankruptcy filing. Navigating and deciding if Chapter 7 is right for you is made simple with the assistance of the experienced attorneys in our Woodbury office.

CHAPTER 13

Filing for Chapter 13 Bankruptcy allows you to pay off non-dischargeable debt with a three to five-year plan while maintaining protection of non-exempt assets. This route often referred to as the wage earner alternative makes it manageable for you to eliminate the burden of debts without it interrupting your life. Hoglund Law’s qualified attorneys can determine if Chapter 13 is the right solution for you and ensure you take the best course of action.

With the assistance of experienced attorneys, Chapter 13 filers make payments on a reduced debt while maintaining possession of their home or other property. Upon completing the payment plan, certain debts such as credit card debt and medical bills are eliminated. A consultation with a Hoglund Law attorney near you in Woodbury is imperative in certifying you select the best route towards financial freedom.

DEBT SETTLEMENT

When assisted by a qualified attorney, debt settlement can minimize the amount you owe to a creditor through legal negotiation while protecting against severe credit report damage. Representation by attorneys with deep expertise in bringing creditors to the table to negotiate a resolution that reduces the debt owed is crucial.

Our Bankruptcy Lawyers understand how to construct a resolution through deliberative negotiation by discerning the motivations of creditors. Creditors understand that debt settlement is more beneficial to them than if you filed for bankruptcy. By capitalizing on this preference and possessing a deep understanding of the Bankruptcy Code, our attorneys are prepared to mediate a solution that satisfies everyone involved.

From the Hoglund Law Bankruptcy Blog

Woodbury Social Security Disability ATTORNEY

Ramsey County, MN

What is Social Security Disability

Social Security Disability is a form of Social Security benefits meant to help you if you suffer from a condition that prevents you from working. Basically, an approved applicant will receive monthly checks to help offset the cost of living.

There are two forms of Social Security Disability: SSDI and SSI. Social Security Disability Insurance (SSDI) benefits are given to those who have worked long enough and paid their Social Security taxes. Supplemental Security Income is distributed on a basis of financial need. Both require that you are disabled and that you meet specific medical qualifications. Not everyone qualifies, but those who do can and should consult an attorney to be sure that their applications are as complete as possible and thus as likely as possible to be approved.

How a Woodbury Social Security Disability Attorney Can Help

It has been statistically proven that applicants represented by an attorney are more likely to be approved than those who are not. What that should mean is that choosing to consult an attorney for free is a no brainer—at the very least you will receive knowledgeable insight into how to best apply and whether you qualify.

At our Hoglund Law Woodbury office, we offer free case evaluations to help people like you determine whether applying for Social Security Disability is worth the pursuit and how best to apply. If you determine that you would like to apply, we are also able to have an experienced Social Security Disability attorney file your claim and get the process started for you.

Who Qualifies for Social Security Disability

Not everyone qualifies for Social Security Disability. Some conditions are not serious enough or last long enough to qualify, for example. While the list that follows includes some of the conditions that are recognized as qualifying for Social Security Disability, if you live in Woodbury and suffer from a condition you think should qualify, it is best to consult an attorney like the ones you’ll find in our Woodbury Office.

Some qualifying conditions are respiratory illnesses, immune system disorders, skin disorders, cancer, kidney disease, mental disorders, etc.

This list is by no means exhaustive and a fuller list can be found here. If you are still uncertain whether you qualify for Social Security Disability, then please come into our Woodbury office for a free case evaluation to speak with a qualified attorney.

Woodbury Social Security Disability Attorney

Why Are People Denied Social Security Disability

Certain factors are very detrimental to those applying for Social Security Disability. Drug and alcohol use, for example, can cause the Social Security Administration to believe that your condition is not improving due to factors within your control, and any refusal to seek treatment will also read as an intentional decision to not get better. This is why it’s imperative that you consult an attorney on your case. Any factors that might lead to denial of your application will be spotted by a qualified attorney and they can advise you on the best path forward.

How to apply for Social Security Benefits in Woodbury

If you are a resident of Woodbury, Minnesota and want to file a Social Security claim, your first step is to gather some relevant information to help the claim along. You will need an account of the last 15 years’ worth of employers’ names, addresses, and contact info as well as a list of contact info of all doctors, hospitals, and clinics you saw in relation to your condition. Gathering a list of all the prescription medications you are taking or have taken for your condition is also important.

After assembling what you can of this information, you will either go to your nearest social security office located at 332 Minnesota St N650, St Paul, MN 55101 or apply online. Do not wait to receive the above information before filing. Doing so is an unnecessary delay as you can update your case later. You don’t want to delay getting your first paycheck, especially if you are not working.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 332 Minnesota St N650,
St Paul, MN 55101

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

A denial from the Social Security Administration can mean many things, but one thing it doesn’t mean is that you need to give up. In fact, most cases are denied the first few rounds of application—namely because there simply isn’t enough medical evidence in an applicant’s file or because the Social Security Administration failed to consider all the facts surrounding a specific case. Whatever the reason, an experienced attorney can help turn a denial into an acceptance.

If you were denied within the last 60 days, there is still time to appeal your case. At Hoglund Law, we offer free case evaluations during which we will review your information and consider what can be done to make your application successful. We also offer help filing your case should you require assistance. With over 30,000 clients assisted, you can rest assured that Hoglund Law has the experience and knowledge it takes to support you through whatever hard time you are facing.

From the Hoglund law Social Security Disability Blog

About Woodbury Minnesota

Previously brimming with woodland, Woodbury has steadily grown into Minnesota’s 9th most populous city. Now home to 71,306 residents, the city has grown by 1,000 residents a year for the past decade. Strategically situated along Interstate 94, Woodbury has become a hub for distribution companies and retail stores alike.

This suburban town located just outside the state’s capital is listed as the best city to reside in within the entire state. This comes as no surprise to those who are familiar with the 45 public parks, 100 miles of trails, and ample retail centers that bring the city to life. With a thriving economy and content residents, Woodbury shows no signs of stagnation.

Areas Served: Maplewood MN, Woodbury MN, Oakdale MN, Lake Elmo MN, Mahtomedi MN, Stillwater MN, Oak Park Heights MN, Afton MN, Newport MN, Cottage Grove MN, Hastings MN.