Woodbury BANKRUPTCY ATTORNEY
Ramsey County, MN
Hoglund Law has been providing Woodbury & Oakdale residents with the Bankruptcy Attorneys experienced in delivering fresh financial starts for 29 years. At Hoglund Law, our attorneys are working for you every step of the way to provide you with debt relief through the most accessible route tailored to you. Your first step is as easy as a free consultation with no upfront fees. From there, we can assist you in anything from credit counseling to understanding bankruptcy basics and take the next natural step towards your financially stable future.
Filing Chapter 7 Bankruptcy is right for you if you are looking for a simple way to hit the reset button. Filing for Chapter 7 Bankruptcy eliminates credit card and unsecured debts that have been weighing you down and standing in the direction of the financial future you desire. Your first step towards starting fresh is as easy as booking a free consultation right here in Woodbury with a trusted Hoglund Bankruptcy Lawyer.
Chapter 7 Bankruptcy, is not for everyone. And not all debts can be discharged. Child support obligations, student loans, and overdue car payments cannot be erased through this type of Bankruptcy filing. Navigating and deciding if Chapter 7 is right for you is made simple with the assistance of the experienced attorneys in our Woodbury office.
Filing for Chapter 13 Bankruptcy allows you to pay off non-dischargeable debt with a three to five-year plan while maintaining protection of non-exempt assets. This route often referred to as the wage earner alternative makes it manageable for you to eliminate the burden of debts without it interrupting your life. Hoglund Law’s qualified attorneys can determine if Chapter 13 is the right solution for you and ensure you take the best course of action.
With the assistance of experienced attorneys, Chapter 13 filers make payments on a reduced debt while maintaining possession of their home or other property. Upon completing the payment plan, certain debts such as credit card debt and medical bills are eliminated. A consultation with a Hoglund Law attorney near you in Woodbury is imperative in certifying you select the best route towards financial freedom.
When assisted by a qualified attorney, debt settlement can minimize the amount you owe to a creditor through legal negotiation and may protect against severe credit report damage. Representation by attorneys with deep expertise in bringing creditors to the table to negotiate a resolution that reduces the debt owed is crucial.
Our Bankruptcy Lawyers understand how to construct a resolution through deliberative negotiation by discerning the motivations of creditors. Creditors understand that debt settlement is more beneficial to them than if you filed for bankruptcy. By capitalizing on this preference and possessing a deep understanding of the Bankruptcy Code, our attorneys are prepared to mediate a solution that satisfies everyone involved.