Home » Locations » Minnesota » St. Paul Bankruptcy & Social Security Disability Attorney

Hoglund, Chwialkowski & Mrozik PLLC - St. Paul, MN

St. Paul Bankruptcy & Social Security Disability

Our Office Location

Address: 332 Minnesota St W1080, St Paul, MN 55101
Phone: (651) 359-2287

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in St. Paul, Minnesota?

Directions
(651) 359-2287

Share This Location

Reviews of This Location

Google Rating
4.3
Based on 6 reviews

Our Practice Areas

St. Paul BANKRUPTCY ATTORNEY

Ramsey County, MN

BANKRUPTCY

Hoglund Law has been arming Saint Paul residents with outstanding Bankruptcy Lawyers and legal advice since opening its practice 29 years ago. You can trust that our attorneys are equipped with experience and essential knowledge of the Bankruptcy Code that will assist you in filing your case. With no upfront fees, and free consultations, filing with Hoglund Law is a refreshingly easy step in what can be a scary start to the more financially stable future you want. For debt relief assistance from attorneys who can help you understand bankruptcy basics, look no further.

CHAPTER 7

Filing a Chapter 7 Bankruptcy means eliminating pesky credit card and unsecured debts—which have, for too long, gotten in the way of living the financially free life you’ve wanted. The first step? Meeting for a free, 30-45 minute consultation in our St. Paul Office, where we are equipped to get you on the road to the fresh start you need.

Not everyone qualifies for a Chapter 7 Bankruptcy, and not all debts are automatically wiped out. Child support and student loans, for example, can usually not be discharged, and your total debt must amount to over 50 percent of your annual income. This is why it is imperative you contact a qualified attorney to assist you.

CHAPTER 13

With a three to five year plan, Chapter 13 filers set out to protect non-exempt assets while paying off their non-dischargeable debt. Whether you’ve already gone through the process of filing a Chapter 7 or are looking to reorganize your debts with protection from the bankruptcy court, our experienced Bankruptcy Attorneys at Hoglund Law can help determine eligibility and get you on the road to the fresh start you need.

The payments you make will be on a reduced amount of debt, lower than what you might receive under a debt settlement plan. At the end of your payment plan, certain qualified debts are discharged, including credit card debt and medical bills. To find out if you qualify and to help navigate the complex and continually changing the landscape of bankruptcy it is incredibly vital that you contact a qualified and experienced Bankruptcy Attorney, such as the ones you’ll find in our St. Paul office.

DEBT SETTLEMENT

When a client doesn’t qualify for bankruptcy but still needs help becoming financially free, our lawyers sometimes recommend and are prepared to assist with pursuing debt settlement. Also known as debt negotiation, debt settlement is the process by which you legally negotiate with creditors to minimize the amount you owe.

Our attorneys know how to use the threat of impending bankruptcy to bring creditors to the table—creditors who would rather receive something for their trouble than nothing. Instead of taking a loss with a person who might soon transition their case to a bankruptcy case, the creditors will scramble to try and reach a resolution that will work best for all parties involved.
While you will still have to pay the reduced debt, the debt settlement will not impact your credit report as harshly as a bankruptcy. This can be the perfect compromise for the right clients.

From the Hoglund Law Bankruptcy Blog

St. Paul Social Security Disability ATTORNEY

Ramsey County, MN

What is Social Security Disability

Social Security Disability provides aid to individuals suffering from a condition that substantially hinders their ability to partake in the workplace for a year or more. You may qualify for one of the two programs under Social Security Disability. The first program is called Social Security Disability Insurance (SSDI) which is designed to serve individuals who have worked five of the past ten years, thus contributing to the Social Security system. The second is Supplemental Security Income (SSI) which targets financially needy individuals and their families.

How a St. Paul Social Security Disability Attorney Can Help

Navigating the intricacies of compiling a strong application for Social Security Disability benefits can be intimidating and overwhelming on your own during a difficult point in your life.  Knowing what makes a case strong and ready for review is simply something that comes with experience and that’s where we come in. Boasting over 175 years of combined experience, our attorneys at Hoglund Law know the complexities of the SSA and the standards they hold.

A daunting task is made simple with free case evaluations in which a highly qualified attorney will review your case and offer an experienced opinion. To take your first step towards receiving your much deserved disability check, call Hoglund law today.

Who Qualifies for Social Security Disability

Eligibility for Social Security Disability is determined in one of two ways. First, you may automatically qualify by meeting all the SSA  predetermined qualifications listed with a given condition. Because these qualifications are very specific and difficult to meet, there is a far more frequently utilized option for gaining approval. Proving you are not capable of performing substantial gainful activity as a member of the workforce will also qualify you.

If cancer, heart failure, asthma, anxiety, HIV, epilepsy, etc impacts your ability to work, you  may be entitled to benefits.  For a more complete list of conditions that could qualify you for benefits, click here.

If you are still uncertain if your condition meets the severity and time requirements, speak with an attorney right here in Saint Paul.

St. Paul Social Security Disability Attorney

Why Are People Denied Social Security Disability

There are a wide variety of reasons people are not granted approval at any point during the application process. The only thing more frustrating than being denied is attempting to discern the reason why. Whether you simply do not qualify for benefits or you are solely missing a few medical records proving your condition, it is best to speak with an experienced attorney to gain insights into your case.

There are some factors that will cause your case to be denied. For example, drug and alcohol use contributing to your condition, involvement in fraud, and refusal to cooperate fully will inhibit you from gaining benefits. Additionally, if your condition is deemed temporary, meaning it is not likely to last longer than one year, you will not qualify.

How to apply for Social Security Benefits in St. Paul

To apply for Social Security benefits, visit your nearest social security office located at 332 Minnesota St. Ste N650, St Paul, Minnesota 55101. You may also apply over the phone or online.

When you have decided to apply for benefits, you should begin the process of collecting all the necessary documentation to prove your condition to the SSA. You will need the following documentation: your employment history from the past 15 years, a list of any prescriptions you have used to treat your condition, as well as the names, contact information, and addresses of any hospitals, doctors, and clinics you have visited in regards to your condition. It is best to plan ahead because it may take awhile to pull together these documents.

If you do not have all of the documentation in your possession at this time, that does not mean you can’t move forward with the application process. You may submit documents to your file as you acquire them. The most important part is to file as soon as possible to make sure you start receiving disability checks promptly.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 332 Minnesota St N650,
St Paul, MN 55101

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

There is no need to panic or give up hope if your case is initially denied. This is unfortunately very common but does not mean you do not qualify for benefits. Following denial, it is time to speak with an attorney to decide if appealing your case is the most advantageous course of action.

If you decide to appeal the decision with the help of a qualified attorney, you will have the chance, through a hearing, to introduce additional medical evidence to strengthen your case, cross examine witnesses, and make legal arguments. Our team of Social Security Disability attorneys have decades of experience executing appeals and helping our clients gain access to the benefits they need.

From the Hoglund law Social Security Disability Blog

About St. Paul Minnesota

Previously known to the world as Pig’s Eye, Saint Paul is the capital of the land of ten thousand lakes. With a population of 306,621 people, the city is the second largest in the state and also the home of rich history, bustling city-life, and the Minnesota Wild.

Saint Paul living is busy living—with so many attractions to visit and things to do it’s easy to find a way to spend your time. Whether it be dancing in the historical Wabasha Caves where Al Capone once brewed moonshine, taking a rowing class from the oldest recognized sports team in the state of Minnesota, or stepping on the musical piano staircase located in the Science Museum of Minnesota—St. Paul has something for everyone to enjoy.

Areas Served: East Saint Paul, West Saint Paul, North Saint Paul, Inver Grove Heights MN, Como, Highland, Summit Ave. Grand Ave.