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Hoglund, Chwialkowski & Mrozik PLLC - St. Louis Park, MN

St. Louis Park Bankruptcy & Social Security Disability

Our Office Location

Address: 5821 West Cedar Lake Rd Suite #5
St. Louis Park, MN 55416
Phone: (763) 308-5320

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in St Louis Park, Minnesota?

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Our Practice Areas

St. Louis Park BANKRUPTCY ATTORNEY

Hennipen County, MN

BANKRUPTCY

With over 29 years of experience here at Hoglund Law, our offices have assisted residents of St. Louis Park in countless Bankruptcy Cases. Whether you’re looking for a fresh start or simply some credit counseling, we’re here to support you through all manners of debt relief. We offer free consultations, zero dollar down bankruptcy assistance, and —ensuring that the first step in your new future is one you can take confidently.

CHAPTER 7

If you feel like you’re drowning in credit card debt, medical bills and other unsecured forms of debt amounting to over 50 percent of your annual income, then filing under Chapter 7 Bankruptcy might be the best step forward in securing a financial future you can be proud of.

In addition to discharging debts, Chapter 7 bankruptcy grants you an automatic stay to stop creditors from taking certain legal actions and attempting to collect from you. It means an end to the endless, stressful, collection calls, and a beginning to the financial freedom you crave.

However, filing a Chapter 7 will not discharge all debts—child support and student loans, for example, remain—and it does show up on your credit report, which is why it is important to be sure that filing a Chapter 7 bankruptcy is right for you.

Your next step? Contacting our St. Louis Park office to set up a free 30-45 minute consultation, where we’ll walk you through your best options and help alleviate the burden that your debt has become.

CHAPTER 13

If you’ve previously filed a Chapter 7 bankruptcy or are looking to protect non-exempt assets in your bankruptcy and need the protection offered by the bankruptcy court, then a Chapter 13 filing could be right for you. When you file a Chapter 13 Bankruptcy, you make a commitment to pay back reduced debts according to a three to five-year plan—at the end of which certain qualifying debts are discharged. While this appears on your credit report and will impact your credit score, the results of a Chapter 13 Bankruptcy, when done right, will launch you into a brighter financial future than you would have otherwise experienced.

To determine if a Chapter 13 Bankruptcy is right for you, it is imperative you meet with a qualified attorney well versed in the bankruptcy code. Hoglund Law’s attorneys possess the knowledge and experience to ensure that the next step forward is the right one and provide free consultations to help make the beginning path to financial freedom stress and dollar free.

DEBT SETTLEMENT

Before moving forward with Bankruptcy Proceedings, it may be advisable to consider whether overcoming your financial burden can be solved through debt settlement. Debt settlement is a process through which you negotiate with a creditor to settle a debt for a reduced sum. Creditors agree to this because they would rather receive something than nothing—a fact that a qualified bankruptcy attorney can remind them of at the negotiating table.

In fact, creditors are more willing to settle debts with consumers represented by attorneys. It’s easy to see why—the threat of bankruptcy seems much closer when the person negotiating for debt settlement is experienced in bankruptcy code. Rather than risk you paying nothing and filing for bankruptcy, creditors will fight to make sure you pay something.

There are many factors to consider before hurtling yourself headfirst into any debt relief plan. To determine if debt settlement is the solution you’ve been looking for, you should consult an experienced bankruptcy attorney to advise you on the best path toward financial success.

From the Hoglund Law Bankruptcy Blog

St. Louis Park Social Security Disability ATTORNEY

Hennipen County, MN

What is Social Security Disability

Social Security Disability is a system designed to protect workers and their families from income loss following the development of a disabling condition that inhibits one’s ability to work. Depending on your situation, you may qualify for one of the two types of Social Security Disability: Social Security Disability Insurance SSDI or Supplemental Security Income SSI. SSDI is awarded to those who have contributed to the Social Security system through Social Security taxes as a worker for a set amount of time. Alternatively, SSI is administered to people based on financial need.

How a St. Louis Park Social Security Disability Attorney Can Help

Pursuing eligibility with representation is proven to be more effective in obtaining benefits than navigating the filing process alone. Consequently, it is imperative you attain the aid you deserve and do so through a free case evaluation with one of our trusted Social Security Disability attorneys to obtain an expert opinion on your case.

Through a case evaluation with one of our attorneys in St. Louis Park, you will better understand where you stand in the process and if your denial should be appealed. If you choose to proceed with filing for Social Security benefits, you will have made an ally equipped with the necessary expertise to guide you through the process to ultimately obtain the benefits you deserve.

Who Qualifies for Social Security Disability

It can feel daunting to discern if you qualify for Social Security Disability. Between time requirements and necessary severity levels, consulting with trusted legal counsel becomes necessary to alleviate the burden on your shoulders and to assure you obtain crucial legal advice to lead you to approval.

There are two avenues you can take to prove you qualify for Social Security Disability benefits. First, you can match the specific medical qualifications attached to an acknowledged condition released in the Social Security Administration’s blue book. Because the qualifications released in the blue book are incredibly definitive, another avenue is far more common in gaining benefits. Applicants can also choose to display eligibility by showing they are incapable of substantial gainful activity. If you select this course of action, the Social Security Administration will examine your employment history to discern if you are currently capable of holding your previous jobs due to your condition. If you cannot, they will decide if you are incapable of and qualify for a different job. If the Administration thinks you cannot participate in the workplace, you will likely be granted approval.

Some conditions deemed sufficient to qualify for Social Security Disability benefits include Mental Disorders, Musculoskeletal conditions, Skin Disorders, Immune System deficiencies, Digestive Tract Disorders, Impairments, Cardiovascular Conditions, and Neurological Disorders. This is not an exhaustive list and determining if your conditions enable you to receive benefits should be a decision made with the aid of an attorney who has spent decades practicing Social Security law.

St. Louis Park Social Security Disability Attorney

Why Are People Denied Social Security Disability

There is a long list of reasons why you may have been denied Social Security Disability and discerning the reason can be challenging. As a result of the specific requirements the Social Security Administration demands, a claim may be denied simply because all the proper medical records have not been provided. If you know this is the problem, it can be solved by simply acquiring the specific documentation from your medical professionals or the hospitals you have utilized.

However, some things will immediately disqualify you and result in ultimate denial. For example, drug and alcohol use, — when contributing to, causing, or worsening your condition — is disqualifying. Furthermore, previous convictions, refusal to cooperate, and having only a short-term disability will not result in you acquiring benefits.

How to apply for Social Security Benefits in St. Louis

Applying for Social Security benefits in Saint Louis Park is straightforward so long as you prepare ahead of time and bring the necessary documentation with you. You can apply for benefits at your nearest Social Security Office (6161 American Blvd W, Suite 1000, Bloomington, MN), online, or over the phone.

Plan ahead to ensure you bring the names, contact information, and addresses of all doctors, hospitals, or clinics that aided with anything regarding your condition. Additionally, you will need a list of condition-related prescription medications you have taken as well as your employment history for the past 15 years.

If you are missing any of the previously mentioned documentation, it is still crucial that you file as soon as possible. You can always update your case and add new information, but you cannot make up for lost time.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 6161 American Blvd W
Suite 100, Bloomington, MN 55438

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

Being denied eligibility can be incredibly frustrating but it does not mean you are ineligible to receive benefits. In most cases, applicants are not granted their right to benefits until they have been denied twice. The third round of filing for benefits allows you to fully offer an explanation and gather all supporting evidence during an administrative hearing. Denial could be a result of insufficient medical records or failure to provide the Social Security Administration with a well-rounded explanation of your case. In the majority of cases, these complications can be remedied with the help of an experienced attorney.

While it is possible to clear up these problems, it is crucial to meet with an attorney as soon as possible because an appeal must be filed within 60 days of being denied. Ensure you don’t miss the opportunity to receive benefits by scheduling a free case evaluation with one of our experienced lawyers to gain an expert opinion on your case.

From the Hoglund law Social Security Disability Blog

About St. Louis Park Minnesota

Calling Saint Louis Park home means an extensive trail system leading directly into downtown Minneapolis is right in your backyard. In addition to access to multi-use, tastefully designed trails, nearly 12% of this urban town is preserved park space. With no shortage of green space or connectivity, St. Louis Park grasps all the benefits of urban living and combines it with the perks of residential life.

With a multitude of options for recreation and entertainment, it isn’t even necessary to venture into the cities to find your perfect after work activity. Direct access to shopping centers, locally owned restaurants, and the downtown theater district makes this town the ideal place to unwind. Residents enjoy access to a nationally renowned school district and a city government committed to cultivating multifaceted inclusion. St. Louis Park is your destination of choice for excellent dining, reconnecting with nature, and even escaping the hustle and bustle of the city for a little bit.

Areas Served: Hopkins MN, Golden Valley MN, Richfield MN, Bloomington MN, Minnetonka MN, Plymouth MN.