Hoglund Law - Maple Grove, MN

Maple Grove Bankruptcy & Social Security Disability

Our Practice Areas

Maple Grove BANKRUPTCY ATTORNEY

Hennepin County, MN

BANKRUPTCY

When financial struggles hit, it is imperative to have a trusted ally that will guide you down the best path to financial freedom. At Hoglund Law, we’ve spent nearly three decades dedicated to delivering on our promise of debt relief. From our initial free consultation to eventual discharge, our attorneys are right there with you every step of the way. With deep expertise in the Bankruptcy Code, we provide the legal counseling that will give you the most relief. Whether you need credit counseling or a helping hand through bankruptcy proceedings, Hoglund Law is here for you in Maple Grove.

CHAPTER 7

Chapter 7 Bankruptcy might be the best course of action for you if you are seeking elimination of unsecured debts, including credit card balances, installment loans, and medical bills. There are eligibility requirements and certain debts that can not be discharged, including child support and student loans, that complicate the process. Consequently, a trusted Bankruptcy Attorney with expansive experience will make navigating the bankruptcy filing process straight forward and efficient. The best way to know if Chapter 7 is your track to a fresh start is to book a consultation with one of our Bankruptcy Lawyers in your town of Maple Grove.

CHAPTER 13

Chapter 13 Bankruptcy allows filers to achieve financial freedom without disrupting the things they love about their life. Significantly, this route enables you to safeguard your home or car while simultaneously discharging burdensome debt through a three to a five-year payment plan. While Chapter 13 filings do require you to pay off your debt, the total amount is significantly lower than it would be if you took the debt settlement route.This option leads to the elimination of debts such as medical bills and credit card debts that have been standing between you and a fresh financial start. It is imperative to obtain the trusted legal counsel of attorneys at Hoglund Law to determine if Chapter 13 Bankruptcy will propel you into your financial future free of debt.

DEBT SETTLEMENT

If you do not qualify for bankruptcy, our attorneys are prepared to pursue negotiation to produce a compromise with your creditors. When you partner with a qualified attorney, you have the peace of mind that someone is fighting to get you the best resolution. When our attorneys bring creditors to the table, we represent you in mediation to lower the total of your debt.Knowing that creditors prefer settlement over bankruptcy, our attorneys negotiate to deliver you with a lower total debt owed and the creditors with a viable option that doesn’t result in bankruptcy. Through skilled mediation, both parties can walk away satisfied.Debt Settlement may be the best option for you. Finding out if it is and bringing your creditors to the table is as easy as meeting for a free consultation with our skilled lawyers right here in Maple Grove.

From the Hoglund Law Bankruptcy Blog

Student Loans and the Current Bankruptcy Code 2021

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Debt Collectors Are Now Able to Contact You Through Social Media

On Tuesday, November 30, 2021, the Consumer Financial Protection Bureau approved a new set of [...]

How is the Restaurant Industry Reopening and Moving Forward in 2021?

Minnesota Restaurant Industry given the OK to open, but many restrictions are still in place [...]

Americans Significantly Reduce Their Credit Card Debt Amid Pandemic

How Americans are Safeguarding Their Finances During an Economic Downturn In the middle of a [...]

What Can I Keep When I File Chapter 13 Bankruptcy?

What property can I keep when I file for a Chapter 13 Bankruptcy? How are [...]

How is the Restaurant Industry Reopening and Moving Forward?

Pandemic-related closures may have forever changed the restaurant industry. Many bars and restaurants are beginning [...]

Filing Bankruptcy – Should I Open a New Bank Account?

Should I Open a New Bank Account Prior to Filing Bankruptcy? Prior to filing bankruptcy, [...]

Maple Grove Disability Attorney

Hennepin County, MN

What is Social Security Disability

Social Security Disability is a resource for people who are unable to bring in a stable source of income due to a disabling condition that prevents them from working. The two types of Social Security Disability are Social Security Disability Insurance—for those who have worked long enough and paid their Social Security taxes—and Supplemental Security Income, which is given to those on a basis of financial need. Both are administered by the Social Security Administration and to qualify you must meet the medical criteria outlined by them.

How an Maple Grove Social Security Disability Attorney Can Help

It has been statistically proven that applicants represented by an attorney are more likely to be approved—and it’s no secret why. An experienced attorney can identify those factors within an applicant’s claim that will bolster and hinder their chances at approval.At Hoglund Law, we know how to overcome those factors holding you back while highlighting those that show you need Social Security Disability Benefits. What’s more, we offer a free case evaluation so that you, too, can know what it is that needs to be done to better support your claim. You’ll meet with an attorney who will tell you what needs to be done going forward—giving you a plan custom tailored to you. And, should you decide that you would like assistance, that attorney can begin filing your claim or work toward the process of appealing your case.No matter what step you are at in the application process, an attorney will be able to boost your chances of success and ensure that your rights aren’t overlooked.

Who Qualifies for Social Security Disability

Social Security Disability is meant for those individuals who suffer from a condition that impacts their ability to work and receive income. There are many different qualifications a person must meet, and the condition itself must qualify for disability. If you have one of the following conditions, and that condition meets the medical criteria that the Social Security Administration has set, then you qualify for Social Security Disability Benefits:

  • respiratory illnesses,
  • speech issues,
  • mental disorders,
  • various syndromes,
  • cancer, neurological disorders

A more complete list can be found here. If you are uncertain whether or not you qualify, or want help in demonstrating to the SSA The Social Security Administration (SSA) is a U.S. government agency that administers social programs covering disability, retirement, and survivors’ benefits. It was created in 1935 by President Franklin D. Roosevelt. that your condition impacts your ability to work, the best next step for you is contacting a qualified Social Security Disability attorney for a free case evaluation.

Anoka Social Security Disability Attorney

Why Are People Denied Social Security Disability

While there are many reasons outside of your control that may result in an initial denial by the Social Security Administration, certain factors set off immediate red flags and should be avoided. Drug and alcohol use, for example, signal to the SSA that a condition is only being caused by the use of those substances and therefore the ability to begin working is a matter of your decision to stop using. Refusal to seek treatment can signal a very similar situation to the Social Security Administration, which is why it is essential that you continue meeting with your doctors while awaiting approval.Other factors that may result in a denial include current convictions, fraud, and short-term duration of disability. If you are uncertain whether there is anything getting in the way of you being approved for SSI SSI stands for Supplemental Security Income. Social Security administers this program. We pay monthly benefits to people with limited income and resources who are disabled, blind, or age 65 or older. Blind or disabled children may also get SSI. or SSDI Social Security Disability Insurance is a payroll tax-funded federal insurance program of the United States government. It is managed by the Social Security Administration and designed to provide income supplements to people who are physically restricted in their ability to be employed because of a notable disability, the best thing to do is consult an attorney through a free case evaluation.

How to apply for Social Security Benefits in Anoka

Before going to your local Social Security Administration office, you will want to gather some, if not all, of the following information:

  • a record of employers’ addresses;
  • contact information;
  • and names over the course of the last 15 years;
  • contact information of all doctors, hospitals, and clinics that you have visited in relation to your condition; and a list of all the prescriptions you have taken or are taking in relation to your condition.

While you will certainly want to take the time to gather the information you readily have available, it is not necessary to wait until you have all of the information listed above. Every minute you wait to file is a minute that you are not receiving benefits so remember that the sooner you apply, the sooner you will be approved and get that first paycheck.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 3280 Northway Drive Brooklyn Center, Minnesota 55429Toll Free Social Security Office:Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pmTuesday 9:00am – 4:00pmWednesday 9:00am – 12:00pmThursday 9:00am – 4:00pmFriday 9:00am – 4:00pmSaturday ClosedSunday ClosedClosed on Federal Holidays.

Have You Been Denied Disability

If so, you aren’t alone. In fact, the majority of people are denied in the first two rounds of application, and it is only at the hearing—where you are able to best represent your claim—that people are more likely to get approved. This means that all is not lost, and that appealing the decision is not only a good idea but often the right idea.Regardless of what stage you are in of your Social Security Disability claim, a Hoglund law attorney can help. We offer a free case evaluation during which an attorney will guide you through the strengths and weaknesses of your claim and help answer all those pesky questions that have been holding you back. Should you want to take advantage of our over 70 + years combined experience in Social Security Disability, we also help file claims—preserving your right to the hearing and making sure that the evidence presented best reflects your needs.

From the Hoglund law Social Security Disability Blog

What to Do If Unable to Keep Working Due to Your Health

If you find yourself out of a job and unable to keep working due to [...]

Applying for Disability Due to Primary Headache Disorder

Headaches and Social Security Disability People often wonder if they can receive Social Security Disability [...]

What Not to Say at Your Social Security Hearing

Clients often ask me “is there anything I shouldn’t say at my hearing?” As an [...]

Where’s My Back Pay?

“It’s been a while since my approval, where’s my back pay?” This is a question [...]

2022 Cost of Living Adjustments Social Security

Social Security and Supplemental Security Income (SSISSI stands for Supplemental Security Income. Social Security administers this [...]

Medical Opinions in Social Security Disability Claims

Medical Opinions in Social Security Disability Claims— “The Game of Experts” Summary Statistics bear out [...]

Disability Benefits and My Child

Things to Keep in Mind When Applying for Your Child’s Supplemental Security Income Benefits If [...]

About Anoka Minnesota

Many people have been making the move to Maple Grove, Minnesota, which boasts an ever-growing population that currently stands at 71,807. What draws the masses to The Grove? Could it be the towering maple trees that once made the area a prominent maple syrup source? Could it be the wide variety of stores located in its mall or that the city itself has long been known as one of the best places to live in the country? Whatever the reason, Maple Grove possesses a distinctly Minnesotan sort of prosperity that offers its residents ample opportunity to serve today and shape tomorrow.