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Hoglund, Chwialkowski & Mrozik PLLC - Mankato, MN

Mankato Bankruptcy & Social Security Disability

Our Office Location

Address: 11 Civic Center Plaza Suite 006
Mankato, MN 56001
Phone: (504) 312-7111

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in Mankato, Minnesota?

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(504) 321-7111

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Nancy Breen – Mankato

Hoglund law was very helpful, kept us up to date on everything, and did a great job of walking us through the whole process. I would highly reccomend.

bw hoots

They came through on everything they said they would and more

Our Practice Areas

Mankato BANKRUPTCY ATTORNEY

Blue Earth County, MN

BANKRUPTCY

Hoglund Law has been assisting citizens of Mankato in understanding bankruptcy basics and experiencing debt relief for the last thirty years. We offer free consultations, and zero dollar down bankruptcy assistance to ensure that our clients do not need to worry about another thing in their lives. To find a lawyer experienced in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and debt Settlement who will also always your best interest in mind, all you need to so is step inside our Mankato office for a free consultation.

CHAPTER 7

If you need to discharge credit card debt, medical bills, and certain forms of unsecured debt, then you might consider filing a Chapter 7 bankruptcy. When you file, you will be granted an automatic stay which will immediately prevent creditors from taking certain actions against you and will stop many of the embarrassing, aggravating, collection calls.

While the fresh start offered to those filing under Chapter 7 is appealing, there are some important things to note: not all debts are discharged in bankruptcy and a Chapter 7 does appear on your credit report. Further, not all debtors qualify for filing. Because of these factors and many others, it can be confusing to try and dissect the bankruptcy code without competent legal assistance.

CHAPTER 13

A Chapter 13 filing is usually taken by those who have either already filed a Chapter 7 within the last eight years or who desperately want to protect non-exempt assets from liquidation. The clear drawback of this kind of filing is that it more harshly impacts your credit report and requires filers to undergo a three to five year payment plan to get their debt settled. However, Chapter 13 bankruptcy is necessary to some to secure the financial future they need as it offers the chance to reorganize debts owed and discharge remaining debt at the conclusion of a payment plan.

To find out if filing a chapter 13 is the right decision for you, it is wise to consult an attorney about your financial situation. At Hoglund Law, we make that easy by offering free 30-45 minute consultations. If you’re considering filing a Chapter 13, we recommend calling our office today to assist you.

DEBT SETTLEMENT

Sometimes the best solution is simply trying to negotiate directly with the creditors you owe. If you do not qualify for bankruptcy but still cannot manage to pay the debt you owe, this solution very well may be the right solution for you.

While you will have to pay your debt, the debt you pay will often be reduced after negotiation with creditors so that it is more manageable for you to handle. Why would creditors agree to take a hit in the amount they receive? For them, the odds of you paying back a reduced amount can be greater than the odds of you paying the full amount and not buckling under the strain of bankruptcy—a risk that, once reminded of, most creditors are unwilling to take. If you require assistance with debt settlement, odds are you feel a lot of financial strain, and with the right attorney you will be able to make the creditors see that something is better than nothing.

From the Hoglund Law Bankruptcy Blog

Mankato Social Security Disability ATTORNEY

Blue Earth County, MN

What is Social Security Disability

Created to serve as a safety net for those experiencing difficulty participating in the workplace due to a disabling condition, Social Security Disability protects qualifying individuals and their families from income loss. There are two programs under Social Security Disability that target two distinct populations and determine qualifications in different ways. One program, called Social Security Disability Insurance (SSDI), administers benefits to applicants who have paid into the Social Security system as a working individual for at least 5 of the past 10 years. The second program, Supplemental Security Income (SSI), targets low income individuals. Eligibility for both programs is determined by the Social Security Administration (SSA).

How a Mankato Social Security Disability Attorney Can Help

Understanding exactly what it takes to get your case approved by the SSA can be an overwhelming feat, especially if you are already adjusting to the obstacles of having a medical condition. Here in Mankato, our team of Social Security Disability attorneys have been diving into the inner workings of the SSA and fighting for our clients for decades, relieving stress and bringing benefits to 30,000 clients. Further, our attorneys understand what goes into developing a strong case for approval.

Statistically, you are more likely to win your case if you are represented by an attorney than if you choose to represent yourself. This comes as no surprise to our lawyers who have dedicated themselves to mastering the complexities of acquiring Social Security Disability benefits for our clients. With a free case evaluation right here in Mankato, you have the opportunity to gain insights into your case with the professional opinion of one of our experienced attorneys.

Who Qualifies for Social Security Disability

The SSA sets strict standards for Social Security Disability requirements due to the number of individuals applying for benefits. To be deemed eligible, you must either adequately show your inability to perform substantial gainful activity or by fulfilling the medical criteria attached to each qualifying condition as determined by the Social Security Administration.

The most common avenue for being approved is by proving you cannot perform substantial gainful activity. However, you may automatically qualify by meeting the guidelines for qualifying conditions including but not limited to the following: Lupus, Cancer, Chronic Liver Failure, Diabetes, Congestive Heart Failure, or Cystic Fibrosis. Click here for a more exhaustive list of conditions listed by the SSA.

Our attorneys at Hoglund Law are here for case evaluations to help you better understand if your condition qualifies you for benefits.

Mankato Social Security Disability Attorney

Why Are People Denied Social Security Disability

The Social Security Administration has very rigid qualifications for benefits in order to weed out applicants from the large volume of applications they receive. As a result, sometimes denial is simply due to missing a single document and can be remedied through a simple appeal. If you have been denied benefits, you can gain a better understanding of what your application is missing by scheduling a case evaluation right here at Hoglund Law.

While many denials can be reversed, there are some causes for denial than will result in continual denial. The eligibility is designed to provide relief to individuals suffering from chronic conditions so temporary conditions that do not last longer than a year will not qualify you for benefits.  Additionally, drug and alcohol use contributing to your condition, refusal to cooperate, and fraud will also disqualify you. Speak with a trusted Social Security Disability attorney at Hoglund Law in Mankato to better understand how the SSA will evaluate your case and how to build a stronger application.

How to apply for Social Security Benefits in Mankato

Applying for Social Security benefits can be done in numerous ways. You may apply over the phone, online, or in person at your nearest Social Security Administration. To apply in person, visit the nearest social security office located at 12 Civic Cntr Plaza, Ste 1550 Mankato Pl.

To apply for benefits in the fastest way possible, it helps to take the time to gather all the necessary documentation ahead of time. You should come to the office prepared to show documentation of your last fifteen years of employment. Additionally, bring information showing all prescriptions you have taken for your condition as well as the names, addresses, and contact information for any hospitals, clinics, and doctors that have treated your condition. This information will help the SSA evaluate your case and determine eligibility.

While it is helpful to have all this information when you initially file, you should not hesitate to file if you don’t have all the proper documentation at this time. You can always add to your file as you collect documents.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 12 Civic Center
Plaza #1550, Mankato, MN 56001

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

During a difficult time, the last thing you want to deal with is navigating the process of appealing a denial. You can feel hopeless when you are deserving of benefits but your application doesn’t adequately demonstrate the severity of your condition. You should not be discouraged if this is your situation, many applicants are denied in their initial filing. When you appeal your decision, you will have the opportunity to add evidence to your file and show a judge a fuller picture of your condition in a hearing. Appealing is simple with the help of an attorney who has dedicated their career to fighting for deserving applicants.

Not only does acquiring an attorney make the process easier but it increases your chances of being approved for benefits. Relieve yourself of the burden of fighting for your benefits and gain the help of a lawyer with extensive experience defending your right to a fair trial by scheduling a free case evaluation right here at Hoglund Law in Mankato.

From the Hoglund law Social Security Disability Blog

About Mankato Minnesota

Residents of Mankato experience the benefits of living in a city focused on sustainability and quality of life. Having been awarded several livability awards, Mankato exemplifies the small town meets larger city sought after life style many Minnesotans covet. With better than standard quality water, green initiatives, and reserved park land within its boundaries, Mankato is a city looking toward a healthy and beautiful future.

You can see the beautiful cascading Minneopa falls, gather with friends at Sibley Park, or take a walking tour to view pieces of art scattered along the streets. Whether you’re visiting to learn some of Mankato’s rich history, or to partake in the desirable lifestyle its residents enjoy, Mankato has something for you.

Areas Served: Kasota MN, St. Peter MN, Rapidan MN, Eagle Lake MN, Madison Lake MN, Beauford MN, North Mankato MN, Skyline MN, Garden City MN, Good Thunder MN, Nicollet MN.