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Hoglund, Chwialkowski & Mrozik PLLC - Elk River, MN

Elk River Bankruptcy & Social Security Disability

Our Office Location

Address: 657 Main St NW Suite 214A
Elk River, MN 55330
Phone: (763) 308-5320

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in Elk River, Minnesota?

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(763) 308-5320

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Our Practice Areas

Elk River BANKRUPTCY ATTORNEY

Sherburne County, MN

BANKRUPTCY

Elk River residents in search of a fresh financial start can find the experienced legal counseling they’re searching for right in their hometown. You can feel confident that our attorneys possess the knowledge to handle Chapter 13 Bankruptcy, Chapter 7 Bankruptcy and Debt Settlement cases with their expertise in Bankruptcy Code. If you’d like to be among the 30,000 clients we’ve helped find financial freedom, schedule your free 30 – 45 minute consultation with Hoglund Law today.

CHAPTER 7

Though this is the more common route, there are eligibility restrictions. If your debts are not dischargeable, for example student loans or child support payments, this route may not be in your best interest.

To determine how these benefits and restrictions apply to your personal case, consult with a trusted and experienced Bankruptcy Lawyer. Hoglund Law offers free consultations, so you can feel knowledgeable as you pursue a fresh start.

CHAPTER 13

Chapter 13 Bankruptcy helps to rid you of debts while protecting your valued assets, like your home and car, through a three to five year payment plan. Though this route does require you to make payments toward your debt, it will be at a significantly reduced amount. Additionally, any remaining qualifying debts will be discharged at the conclusion of the payment plan.

If protecting your assets while steadily paying back your debts sounds like the right move for you, consult an attorney to determine if you qualify. They can help you navigate the Minnesota Bankruptcy laws, ensure this is the best option for you and set you on the path to financial freedom.

DEBT SETTLEMENT

Debt settlement is a great option for those who don’t qualify for bankruptcy but still have outstanding personal debt weighing on their shoulders. Though your debts won’t be discharged, it is very probable your debts will be significantly lowered. The attorneys at Hoglund Law have the experience in debt negotiation to ensure your best possible outcome is achieved.

Creditors agree to negotiate simply because it is more beneficial for them to receive a reduced payment than if your debts were discharged through filing bankruptcy, leaving them no payments. It is incredibly important to have skilled legal counsel on your side to reach a negotiation beneficial to both you and the creditor. Contact Hoglund Law today to schedule a consultation with an attorney who is dedicated to your best interest.

From the Hoglund Law Bankruptcy Blog

elk River Social Security Disability ATTORNEY

Sherburne County, MN

What is Social Security Disability

Social Security Disability  SSD is intended to help those unable to bring in substantial income due to a debilitating condition, and it comes in two forms. The first, Supplemental Security Income SSI is for those in financial need. The second, Social Security Disability insurance SSDI is for those who have paid their Social Security taxes and have the work credits to qualify. It is important to note that these two forms also require qualifying under the defined medical criteria.

How an Elk River Social Security Disability Attorney Can Help

Our Elk River office is equipped with skilled attorneys who boast over 70 years of combined experience. They will assist you with the difficult and confusing work that applying for Social Security benefits entails. The thoroughness we provide for each client will fill the gaps in your case, strengthen it and show the Social Security Administration you are uncapable of joining the workforce.

Our free case evaluations will provide legal advice tailored to you and help determine if you have a claim. This consultation will help to ease your concerns with no strings attached, and at no cost to you.

Who Qualifies for Social Security Disability

It can be difficult to determine whether you qualify for Social Security Disability. Between the work credit qualifications and medical definitions, it can be hard to navigate where your case stands.

For SSDI, you can qualify through working long enough that you have paid into Social Security taxes. This means you have worked consistently for five of the last ten years, unless you are under the age of 22. To qualify for SSI, you must have less than $3,000 in assets, but there are no work credit requirements.

Medical criteria is the next important qualification to meet. If you currently have one of the following conditions, then you most likely qualify for Social Security Disability: multiple sclerosis, cancer, respiratory problems, mental disorders, various syndromes, back disorders, congestive heart failure, etc.

For a fuller list, click here.

To determine if you qualify for Social Security benefits, contact one of our lawyers at Hoglund Law to answer your questions.

Anoka Social Security Disability Attorney

Why Are People Denied Social Security Disability

Because of the strict qualifications required by the Social Security Administration, it is common to be denied on your first application. Between the high volume of applications the SSA office receives and automatic disqualifications, it is important to understand the reasons for denial.

You may be automatically denied if you have a criminal record, your condition is caused by drug or alcohol abuse, or your disability is deemed to be short-term.

Your denial may also be caused by the SSA simply overlooking important aspects of your case or the need for further information. To build a strong qualifying case or determine why your initial application was denied, set up a free consultation with one of our experienced attorneys at Hoglund Law.

How to apply for Social Security Benefits in Elk River

To apply for Social Security benefits, you can either apply online or visit your local Social Security Administration office. For Elk River residents, the closest office is located in Brooklyn Center at 3280 Northway Drive, Brooklyn Center, MN 55429.

Before you apply, make sure you are gathering thorough information to show the Social Security Administration you qualify. This information should consist of: employers’ contact information, addresses, and names from the last fifteen years, addresses, contact information, and names of doctors, clinics and hospitals that you’ve visited in relation to your condition, and any prescription medication that you’ve taken or are taking in relation to your condition.

If you do not have this complete list available to you right away, it is still in your best interest to apply with what you do have as soon as possible. As you gather this information, you can update your files.

Do not be discouraged if you are denied when first applying, as this is very common. If this happens, you can appeal your case until the hearing. At the hearing, you will have the opportunity to better demonstrate how your condition is inhibiting you from joining the workforce.

At Hoglund Law, we are happy to share with you our expertise and help you build a strong case.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 3280 Northway Drive
Brooklyn Center, Minnesota 55429

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Have You Been Denied SSDI / SSI?

Do not be discouraged if you have been denied for SSDI or SSI. This is not at all uncommon, and it may simply be due to the specifics of your case being overlooked.

We have found it is likely for applicants to be denied on their first application and possibly their first appeal as well. A hearing allows you to demonstrate how debilitating your condition has been and how it has impacted your ability to work.

Having an experienced attorney on your side will not only give you peace of mind, it is also statistically proven that applicants represented by attorneys are more successful. With over 70 years of combined experience, at Hoglund Law we know how to advocate for your case.

From the Hoglund law Social Security Disability Blog

About Elk River Minnesota

Elk River is located northwest of Minneapolis and at the convergence of the Mississippi River and Elk River. As one might guess, the city’s namesake comes from the large population of elk when the area was first settled. Elk River is a growing city, with a population of nearly 23,000 people. The diverse landscape offering both forested and prairie areas, along with several growing businesses, continues to draw people in.