Hoglund & Mrozik P.L.L.C - Edina, MN

Edina Bankruptcy & Social Security Disability

Our Practice Areas

Edina BANKRUPTCY ATTORNEY

Hennepin County, MN

BANKRUPTCY

Hoglund Law Bankruptcy has dedicated the past 3 decades to providing Edina residents with exceptional Bankruptcy Attorneys and debt relief services. Armed with the decades of experience and deep expertise in the Bankruptcy Code, our Attorneys deliver results to our clients and provide hundreds with the fresh financial start they deserve. At Hoglund Law, we ensure our clients receive the services they need, may that be debt relief assistance, credit counseling, or understanding Bankruptcy Basics.

CHAPTER 7

Filing for Chapter 7 Bankruptcy allows clients to discharge most unsecured debt, including credit card balances and medical bills. The first step towards rebuilding your credit, wiping out your debts, and stepping into a more financially stable future could begin with a free consultation with one of our own attorneys.The process of selecting and filing Chapter 7 bankruptcy is made complicated with the ever-changing Minnesota bankruptcy laws. Eligibility is best determined by an experienced attorney, and some debts are not qualified to be discharged, such as child support and student loans. Consequently, it is imperative you are armed with the aid of stellar legal counseling to ensure your bankruptcy case results in a fresh financial start. Our Bankruptcy Attorneys are prepared to navigate the Chapter 7 Bankruptcy filing process and set you on the path to financial stability.

CHAPTER 13

Those who file for Chapter 13 Bankruptcy pursue debt relief by making payments to their non-dischargeable debt through an established payment plan while maintaining protection of assets such as a car or home. While Chapter 13 is not for everyone, it does allow filers to seek debt relief while minimizing disruption to their everyday life.Filing for Chapter 13 Bankruptcy allows you to make payments on a reduced debt and eventually discharge debts including credit card debt and medical bills. Current bankruptcy law can be intricate and overwhelming if you do not have a qualified attorney aiding you in the process. Our Bankruptcy Attorneys right here in Edina are equipped with the essential knowledge that will deliver the results you desire.

DEBT SETTLEMENT

Debt settlement is an excellent choice for clients that fail to qualify for Chapter 7 or 13 Bankruptcy. Pursuing debt settlement entails debt negotiation between an experienced attorney and your creditors to construct a legal resolution. If debt settlement is right for you, you will still pay the reduced debt, but your credit report  may not experience severe damage.The debt settlement process demands precise execution to ensure it results in the most advantageous resolution. Our attorneys at Hoglund Law have the expansive negotiating capabilities that create mutually beneficial results for both you and your creditors. Our qualified and skillful attorneys are the partners you need to navigate negotiating and establishing a compromise.

From the Hoglund Law Bankruptcy Blog

How to Declare Bankruptcy: A Basic Guide

Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their [...]

Student Loans and the Current Bankruptcy Code 2021

$1.57 trillion. This is the total amount of money 42.9 million Americans owe in student [...]

Debt Collectors Are Now Able to Contact You Through Social Media

On Tuesday, November 30, 2021, the Consumer Financial Protection Bureau approved a new set of [...]

How is the Restaurant Industry Reopening and Moving Forward in 2021?

Minnesota Restaurant Industry given the OK to open, but many restrictions are still in place [...]

Americans Significantly Reduce Their Credit Card Debt Amid Pandemic

How Americans are Safeguarding Their Finances During an Economic Downturn In the middle of a [...]

What Can I Keep When I File Chapter 13 Bankruptcy?

What property can I keep when I file for a Chapter 13 Bankruptcy? How are [...]

How is the Restaurant Industry Reopening and Moving Forward?

Pandemic-related closures may have forever changed the restaurant industry. Many bars and restaurants are beginning [...]

Edina Social Security Disability ATTORNEY

Hennepin County, MN

What is Social Security Disability

Not everyone can work all the time yet, in a world driven by money, not having a stable income can mean ruin. Enter Social Security Disability, a system meant to assist those who are unable to work due to a long-term disability or condition. There are two options for filing under Social Security Disability. Social Security Disability Insurance (SSDI) is available to applicants who have worked long enough and paid Social Security taxes. The other option is Supplemental Security Income (SSI) and is given out based on financial need.If you are uncertain about whether you qualify for Social Security Disability, or want help ensuring that your claim is as thorough and approvable as possible, then we encourage you to come in for a free case evaluation, during which many of your questions will be answered.

How an Edina Social Security Disability Attorney Can Help

Our Hoglund Law attorneys located in the Edina Office are equipped with over 70 years combined Social Security experience and know what it takes to get a Social Security Disability Application approved. Well versed in the Social Security Administration’s ways, you can be assured that a Hoglund Law lawyer will be able to see the holes and strengths within your application and give you the best available legal advice to get your claim filed stress free.All you need to do is come in for a free consultation at our conveniently located office. During this no-strings-attached meeting, a qualified Social Security Disability attorney will evaluate your case and give you specific advice garnered towards what you need and, should you choose to hire an attorney to assist you in filing, prepare you for moving forward with our office.

Who Qualifies for Social Security Disability

There are two forms of Social Security Disability that you should be familiar with. The first, SSDI or Social Security Disability insurance is available to those who are “insured.” Essentially, these individuals have paid enough Social Security taxes and worked long enough to gain this status. The second, SSI or Supplemental Security Income, is doled out based on financial need.To qualify for either you must meet certain medical criteria as outlined by the Social Security Administration—the group that determines whether an applicant is approved or not. Namely, you must have a disability that is debilitating enough to prevent you from working.There is a list of recognized conditions available in the Social Security Administration’s Blue Book, but some of the conditions that are recognized include asthma, anxiety disorders, congestive heart failure, cancer, HIV, mental disorders, Parkinson’s disease, and various syndromes. For a more complete list, click here.While the above list automatically qualifies, the criteria to meet what the Social Security Administration considers severe enough to qualify is stricter than many think. If you are uncertain whether your condition qualifies or are uncertain how to show the extent to which your condition impacts your life, it is time to come in for a free case evaluation where an experienced attorney will be able to answer your questions.

Why Are People Denied Social Security Disability

There are several different reasons that people may be denied Social Security Disability. Sometimes the Social Security Administration fails to see just how debilitating a condition can be and needs further information regarding the condition. Sometimes there just isn’t enough medical evidence of the condition and an applicant needs to be more thorough. In such cases it is best to appeal. However, there are times when the actions of an applicant may impact their approval or—as the case goes—their disapproval.Such cases include use of drugs and alcohol, existence of condition due to convictions or through the duration of a conviction, refusal to cooperate with the SSA, fraud, and short-term duration of disability.

How to apply for Social Security Benefits in Edina

If you live in Edina, Minnesota and want to file a Social Security claim, your first step is to gather some relevant information to help the Social Security Administration evaluate your case. You will need an account of the last 15 years’ worth of employers’ names, addresses, and contact info; a list of contact info of all doctors, hospitals, and clinics you saw in relation to your condition; and a list of all the prescription medications you are taking or have taken for your condition. This information will allow the SSA to determine whether the condition has, in fact, made it hard for you to work, what exactly your condition has done to you, and whether you are actively seeking treatment.After gathering what you can of this information, you will either go to your local Social Security office or apply online. Remember: it is better to apply immediately and update your information as it comes in than to wait and apply later.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 6161 American Blvd W Suite 100Bloomington, MN 55438Toll Free Social Security Office:Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778
Directions

Social Security Office Hours

Monday 9:00am – 4:00pmTuesday 9:00am – 4:00pmWednesday 9:00am – 12:00pmThursday 9:00am – 4:00pmFriday 9:00am – 4:00pmSaturday ClosedSunday ClosedClosed on Federal Holidays.

Have You Been Denied SSDI / SSI?

Receiving a denial from the Social Security Administration can seem disheartening but it is by no means the end of the road for an applicant. In fact, most applicants are denied upon initial application simply because it is hard to fully ascertain a person’s condition through the first round of application. It isn’t until the hearing that many applicants are able to explain their case enough to receive an approval.What does this mean for you? It means that the denial you received shouldn’t seem like a roadblock. In fact, you can use that denial to fuel your appeal and determine what it is the SSA is looking for in your specific application. By scheduling a free case evaluation with Hoglund, you will be able to fully understand the reason for the denial and what can be done to turn it into an approval.You have sixty days to appeal and coming in sooner rather than later is the best option to allow our attorneys the ability to best prepare you for what comes next. Even if you don’t decide to appeal with our firm, the knowledge our attorneys can gift you will be essential in putting your best step forward and turning a troubling time into something a little more manageable.

From the Hoglund law Social Security Disability Blog

What to Do If Unable to Keep Working Due to Your Health

If you find yourself out of a job and unable to keep working due to [...]

Applying for Disability Due to Primary Headache Disorder

Headaches and Social Security Disability People often wonder if they can receive Social Security Disability [...]

What Not to Say at Your Social Security Hearing

Clients often ask me “is there anything I shouldn’t say at my hearing?” As an [...]

Where’s My Back Pay?

“It’s been a while since my approval, where’s my back pay?” This is a question [...]

2022 Cost of Living Adjustments Social Security

Social Security and Supplemental Security Income (SSISSI stands for Supplemental Security Income. Social Security administers this [...]

Medical Opinions in Social Security Disability Claims

Medical Opinions in Social Security Disability Claims— “The Game of Experts” Summary Statistics bear out [...]

Disability Benefits and My Child

Things to Keep in Mind When Applying for Your Child’s Supplemental Security Income Benefits If [...]

About Edina Minnesota

Edina is unlike any other city! With distinctive, walk-able neighborhoods, a variety of churches, schools and parks, there’s something for everyone. Edina is just a few minutes’ drive from downtown Minneapolis and easily reachable from multiple highways and freeways. The City is conveniently divided into four sections by Minnesota State Highways 62 and 100.Edina is also the home to world-class public and private schools. The public high school is consistently ranked among the top 2% in the country; even so, the tax rates are lower than many areas of the Twin Cities. Fairview Southdale Hospital, a top-quality fast response medical facility, is located here. As are many corporate headquarters, including International Dairy Queen, Regis and National Car Rental.