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Hoglund, Chwialkowski & Mrozik PLLC - Brooklyn Center, MN

Brooklyn Center Bankruptcy & Social Security Disability

Our Office Location

Address: 2800 Freeway Boulevard Suite 115
Brooklyn Center, Minnesota 55430
Phone: (763) 392-3363

Our Office Hours:
Monday – Thursday : 7:00 AM – 9:00 PM | Friday : 7:00 AM – 8:00 PM
Saturday : 9:00 AM – 3:00 PM | Sunday : Closed

Are you Looking for a Bankruptcy Attorney near me or a Social Security Disability Attorney near me in Brooklyn Center, Minnesota?

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Our Practice Areas

bROOKLYN cENTER BANKRUPTCY ATTORNEY

Hennepin County, MN

BANKRUPTCY

Our Brooklyn Center Office houses qualified Bankruptcy attorneys you can trust to advise you on debt relief methods—ranging anywhere from providing you much needed assistance in bankruptcy cases to offering credit counseling. With over 29 years of experience and 30,000 clients assisted, we are certain that you will find a lawyer in our office capable of getting you the fresh start you’ve been dreaming of.

Brooklyn Center Bankruptcy Attorney

CHAPTER 7

If you’re feeling crushed by debt amounting to over 50 percent of your annual income, filing for a Chapter 7 Bankruptcy may provide you the freedom to boost your financial life.

Chapter 7 Bankruptcy allows you to discharge most of your unsecured, credit card, and medical bill debt through the liquidation of assets. While a bankruptcy trustee is meant to sell non-exempt assets to cover some of the debt incurred before bankruptcy, in most cases, filers will keep all their property because it falls under an exception or is not worth the cost of selling.

Filing is not for everyone, however. To determine if it’s right for you, the best course of action is meeting with an experienced bankruptcy attorney who can help you understand bankruptcy basics as they apply to you. Our Brooklyn Center Attorneys are capable of answering your questions and helping determine whether the best path forward is filing during a free 30-45 minute consultation. All that stands between you and financial freedom is the phone.

CHAPTER 13

Rather than automatically discharging their debt, Chapter 13 filers make payments on a reduced amount of debt—an amount significantly lower than they would have paid initially or as a result of debt settlement. At the end of their payment plan, any remaining qualifying debt is discharged.

The benefits of filing under Chapter 13 can be great when done properly. It is a debt relief plan that allows you to maintain possession of non-exempt assets and reorganize debts owed. However, filing a Chapter 13 Bankruptcy does not come without its drawbacks and it is crucial that those interested in moving forward with such bankruptcy proceedings consult a qualified attorney first. At Hoglund Law we make that first step easy. A free 30-45 minute consultation with one of our attorneys is all it takes to determine what might be your best path forward.

DEBT SETTLEMENT

When debt becomes overwhelming and a client does not meet the qualifications for filing bankruptcy, the best move forward may be debt settlement. Debt settlement is often overlooked because it relies on a hard-to-believe premise: that creditors will settle for less.

But creditors are in the business of making money and, even though you might owe them a lot of capital, your debt means nothing if it becomes discharged through bankruptcy. Creditors therefore find themselves, when bankruptcy looms over the heads their debtors, in a situation where they can either negotiate or lose out on every penny owed to them.

It’s easy to guess which option they prefer. Our attorneys, who are well-known for their experience with the bankruptcy code, serve as a reminder to creditors that—should they refuse to negotiate—it is quite possible our client will file and leave them without anything to collect on. In fact, debtors represented by attorneys are far more successful in negotiations than those without—meaning that meeting with an attorney is not only helpful for determining whether debt settlement is right for you, but also essential to get the best deal.

bROOKLYN cENTER Social Security Disability ATTORNEY

Hennepin County, MN

WHAT IS SOCIAL SECURITY DISABILITY

Designed to distribute benefits to those suffering from a debilitating condition disabling them from participating in the workforce, Social Security Disability provides benefits to qualifying applicants that fall into one of its two categories. The first category, Social Security Disability Insurance (SSDI), is granted to qualifying individuals who have worked five of the past ten years and contributed to the system through the Social Security tax. The second category called Supplemental Security Income or SSI, administers benefits to individuals that demonstrate substantial financial need.

How a Brooklyn Center Social Security Disability Can Help

Having an experienced Social Security Disability lawyer on your side, much like the team of highly qualified attorneys here at Hoglund Law, ensures you have the best representation to gain access to benefits. Statistics show applicants are substantially more likely to have their claim approved when represented by an attorney than if they choose to represent themselves. With so many intricacies to the inner workings of the Social Security Administration, it becomes a necessity to gain the expertise of an attorney with decades of experience understanding what it takes to get a case approved.

With 175 years of combined experienced and 30,000 satisfied clients, Hoglund Law is prepared to take on your case to deliver the results you desire. To acquire an experienced opinion on your case, call Hoglund Law for a free case evaluation. Having a disabling condition is hard enough, gaining access to your benefits shouldn’t be.

WHO QUALIFIES FOR SOCIAL SECURITY DISABILITY

Due to the sheer volume of applications for Social Security Disability, the SSA releases incredibly specific qualifications for benefits. If you are suffering from a condition that inhibits your capacity to work, it is crucial you get the opinion of a qualified attorney to protect you and your family from income loss.

The Social Security Administration (SSA) releases a list of qualifying conditions. A non exhaustive list of these conditions includes respiratory illness, AIDS, Lupus, autism, epilepsy, heart failure, IBD, and cancer. A more thorough list can be found here.

Navigating the criteria associated with each condition and ultimately discerning if you are entitled to benefits can be challenging when you do not have the help of an attorney equipped with decades of experience dealing with the SSA. We encourage you to reach out to Hoglund Law for a free case evaluation to determine you best course of action.

WHY ARE PEOPLE DENIED SOCIAL SECURITY DISABILITY

Initial denial and denial after reconsideration is overwhelming common. The Social Security Administration (SSA) holds very specific standards for qualifying meaning even one missing document can result in a denial. Many of the reasons applicants are initially denied can be overcome by merely appealing the decision or consulting with an attorney to develop a stronger case. However, there are some factors that will result in immediate disqualification.

Social Security Disability benefits are administered only to individuals with sustained conditions meaning conditions that are likely to last less than a year will not qualify you for benefits. Additionally, drug and alcohol use relating to the creation, continuation, or worsening of your condition will not result in the approval of your case.

HOW TO APPLY FOR SOCIAL SECURITY BENEFITS

The initial filing process is simple when you are prepared and also accessible through numerous avenues. You can apply conveniently at your nearest Social Security Administration office located at 3280 Northway Dr, Brooklyn Center, MN 55429. You may also apply for benefits online or over the phone.

To apply on-line you may visit the social security disability administration website.

Before applying, you should take some time to gather essential documents in proving your condition. First, you will need your employment record for the past fifteen years including your employer’s names, addresses, and contact information. Secondly, you will need a complete list of any doctors, hospitals, and clinics you have utilized for treating your condition in addition to the names of prescriptions you have taken for your condition.

You should not be discouraged from applying if you are still waiting to acquire all the necessary documentation. You may update your file with documents as you gain access to them. Applying as soon as possible is imperative in avoiding missing payments of your first benefits.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address: 3280 Northway Drive
Brooklyn Center, Minnesota 55429

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

About Brooklyn Center, MN

One of the original inner-ring suburbs of Minneapolis, Brooklyn Center aided in the growth of Minneapolis as a farming community. To avoid being annexed by the ever growing city of Minneapolis, Brooklyn Center separated from Brooklyn township in 1911, ultimately allowing this industrial job center to become an official city in 1966. This commitment to autonomy and independence allowed Brooklyn Center to transform into a thriving city, home to the headquarters of Caribou Coffee and Brookdale Center Mall.

Brooklyn Center’s economy is fueled by a unique mix of local small businesses and large corporations making working in this community conducive to a wide variety of workers. The city is also the proud home to notable persons such as the first sheriff of Hennepin county and a former state senator.

Areas Served: Brooklyn Park MN, New Hope MN, Crystal MN, Maple Grove MN, Wyzata MN, Plymouth MN, Medina MN, Medicine Lake MN, Osseo MN, Cocoran MN, Lorreto MN.