What is Social Security Disability Insurance?

Social Security Disability Insurance (SSDI) is a federal government program that provides financial assistance to individuals who are unable to work due to a disabling condition.

The program is designed to help individuals who have worked and contributed to Social Security but are unable to continue working because of a severe disability or medical condition and are considered disabled workers.

To be eligible for SSDI, individuals must have worked sufficient work history and paid into the Social Security system, and their disabling condition must prevent them from performing their job or any other work.

The amount of financial assistance provided to individuals depends on their work history and the severity of their disability.

There are several types of benefits available to eligible individuals and their families.

Disability Benefits

To qualify for disability benefits, individuals must have a severe medical condition that meets Social Security’s definition of disability and have earned sufficient work credits through Social Security contributions. [1]

Auxiliary Benefits

These are available to the spouses and children of individuals receiving disability benefits.

Spouses may receive benefits if they are at least 62 years old and their spouse is receiving disability benefits.

Children may also receive benefits if they are under age 18, are enrolled in high school full time, or have a disability that began before age 22.

Medicare Benefits

After a waiting period of 24 months. Medicare can cover a range of medical services, such as doctor visits, hospital stays, and prescription medications.

SSDI recipients may also be eligible for vocational rehabilitation services. These services can help individuals with disabilities acquire new job skills or find employment that is more suitable to their abilities. Eligibility for vocational rehabilitation services varies by

What Types of Social Security Benefits Are There?

There are several types of benefits available to eligible individuals and their families.

Disability Benefits

Eligibility for disability benefits requires individuals to meet Social Security’s definition of disability based on a severe medical condition and have earned enough work credits through Social Security contributions.

Benefits can help individuals cover their living expenses, medical bills, and other necessities while they are unable to work.

Auxiliary Benefits

These benefits are accessible to the dependents of those who receive disability benefits.

Individuals who meet the eligibility criteria of being at least 62 years of age and having a spouse receiving disability benefits may be entitled to receive benefits.

Children are eligible for benefits if they meet certain criteria, including being under 18, enrolled in full-time high school, or having a disability that began before age 22.

Medicare Benefits

Medicare provides coverage for various medical services, including doctor visits, hospital stays, and prescription medications, after a waiting period of 24 months.

Individuals who receive SSDI may qualify for vocational rehabilitation services, which can assist them in obtaining new job skills or finding employment that is better suited to their abilities. The eligibility for these services is dependent on the services in their individual state.

Your Local Social Security Office

Social Security Office Louisville, KY

Address: 601 W Broadway rm 101, Louisville, KY 40202

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

26840 W Seven Mile Rd,
Redford Charter Twp, MI 48240


Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 4:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

Hoglund Law

Who is entitled to Social Security Disability Benefits?

Social Security uses a strict definition of disability that requires the condition to be severe enough that it prevents an individual from working at substantial gainful activity (SGA) for at least one year.

There is a five-month waiting period after the onset of the disability before SSDI benefits can begin. The number of work credits an individual needs to be eligible for SSDI depends on their age at the time of their disability onset.

Applicants must be citizens or lawful residents of the United States to be eligible for SSDI benefits.

Disability is something many Americans, especially younger people, think can only affect the lives of other people.

Thousands of young people are seriously injured or killed, often as the result of traumatic events.

Many serious medical conditions, such as cancer or mental illness, can affect the young as well as the elderly.

It is a sobering fact that a twenty year old has a 1 in 4 chance of becoming disabled before reaching retirement age.

The younger generations may need to rely on the Social Security disability benefits eventually for income support. Our disability benefits provide a critical source of financial support to people when they need it most. [2]

How to Apply for Social Security Benefits?

To apply for Social Security Disability Insurance (SSDI) in Kentucky, you can take several different approaches depending on your preference. Here are the three main ways to apply:

1. Online: You can submit your SSDI application online by visiting the Social Security Administration website. This is often the easiest and most efficient method, as you can complete your application from your computer or mobile device. [3]

2. Phone: If you prefer to speak to someone about your application, you can apply for SSDI over the phone by calling the Social Security Administration’s toll-free number at 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday, 7 a.m. to 7 p.m.

3. In-person: You can also apply for SSDI in-person at your local Social Security Administration office. You should call your local office to schedule an appointment to avoid waiting in line. You can find the nearest office by using the Social Security Administration’s office locator tool on their website.

No matter which method you use to apply, be prepared to provide information on your disabling condition, work history, and medical records. You’ll need to provide documentation of your work history, such as pay stubs or tax forms, and medical documentation, such as doctor’s reports or hospital records. The application process can take several months or longer, so it’s important to be patient and persistent in your application.

What is a Social Security Disability Lawyer?

A Social Security Disability lawyer is an attorney who specializes in helping individuals who are seeking Social Security Disability Insurance (SSDI) benefits.

These attorneys are familiar with the complex rules and regulations of the Social Security Administration as they relate to disability benefits, and they assist clients in navigating the application, appeal process, and hearing processes.

A Social Security Disability lawyer can help clients understand the eligibility requirements for SSDI benefits, gather the necessary medical and financial documentation, and prepare a case for presentation to the Social Security Administration administrative law judge or appeals board.

They can assist clients at all stages of the SSDI benefits application process, including preparing and filing the initial application, finding additional evidence, appealing a denial of benefits, and representing clients at disability hearings before an administrative law judge.

Social Security Disability lawyers often work on a contingency basis, meaning they only receive payment if the client’s application for benefits is approved.

Hoglund Law Disability Lawyers

Hoglund Law is an experienced and reputable disability law firm based in Louisville, Kentucky.

Hoglund Law understands that obtaining Social Security Disability can be a long and difficult process, and they are dedicated to providing their clients with experienced and compassionate representation throughout the entire process.

If you are looking for an experienced and knowledgeable Social Security Disability Attorney to help you or a loved one obtain SSDI benefits, contact Hoglund Law in Louisville today.

About Louisville, KY

Louisville, Kentucky is a vibrant city located in the heart of the Bluegrass State. It is home to an array of attractions, entertainment, and culture that make it a great place to visit and live.

The city is best known for its Kentucky Derby, which happens every year at Churchill Downs race track. Louisville also has its own professional sport teams in baseball (the Louisville Bats ) and basketball (the Louisville Cardinals). There are numerous parks, museums, art galleries, restaurants, and other attractions throughout the city. Louisville is also home to the University of Louisville and a number of hospitals and medical facilities.


[1] Listing of Impairments – Adult Listings (Part A). (n.d.). Listing of Impairments – Adult Listings (Part A). https://www.ssa.gov/disability/professionals/bluebook/AdultListings.htm

[2] Facts | The Faces and Facts of Disability | SSA. (n.d.). Facts | the Faces and Facts of Disability | SSA. https://www.ssa.gov/disabilityfacts/facts.html

[3] Apply for Social Security Benefits | SSA. (n.d.). Apply for Social Security Benefits | SSA. https://www.ssa.gov/apply

Hoglund Law

The latest from our Social Security Disability Blog.

Social Security Disability Blog
What to Do If Unable to Keep Working Due to Your Health

If you find yourself out of a job and unable to keep working due to [...]

Applying for Disability Due to Primary Headache Disorder

Headaches and Social Security Disability People often wonder if they can receive Social Security Disability [...]

What Not to Say at Your Social Security Hearing

Clients often ask me “is there anything I shouldn’t say at my hearing?” As an [...]

Where’s My Back Pay?

“It’s been a while since my approval, where’s my back pay?” This is a question [...]

2022 Cost of Living Adjustments Social Security

Social Security and Supplemental Security Income (SSISSI stands for Supplemental Security Income. Social Security administers this [...]

Medical Opinions in Social Security Disability Claims

Medical Opinions in Social Security Disability Claims— “The Game of Experts” Summary Statistics bear out [...]

Disability Benefits and My Child

Things to Keep in Mind When Applying for Your Child’s Supplemental Security Income Benefits If [...]