Clean Up Your Credit For Free!
The Hoglund Law Office helps clients achieve financial freedom through the bankruptcy code. In addition, Hoglund has partnered with Hyde & Swigart and Kazerouni Law Group (HSK) to help clients take on abusive creditors and fix credit report inaccuracies after obtaining a discharge of debts.
What help is available?
- The Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of. information in the files of consumer reporting agencies.
What do you have to do?
- Uhe FCRA claims we are concerned about are those that arise after you obtain a discharge of your debts. When you sign your petition, we will ask for an authorization to obtain your credit report for free and will submit it approximately 50 days after your discharge. We need you to provide us a copy of your credit reports after you receive them.
What will it cost me?
- Nothing. For FCRA claims, Federal law provides that you are allowed to obtain your credit reports for free one time per year. FCRA provides that your attorney fees are paid by the credit report agencies and creditors who fail to follow federal law.
What will I get out of a FDCAPA/TCPA or a FCRA claim?
- Under FCRA is an accurate credit report – a big first step to rebuilding your credit score after your bankruptcy.