Hoglund & Mrozik P.L.L.C - Eagan, MN

Eagan Bankruptcy & Social Security Disability

Our Practice Areas

Eagan Bankruptcy Attorney

Dakota County, MN

BANKRUPTCY

Looking for an Eagan Bankruptcy Attorney? Eagan residents have trusted Hoglund Law for 29 years to deliver exceptional legal advice and debt relief assistance. Our highly qualified and experienced Bankruptcy Attorneys have the crucial expertise in the Bankruptcy Code that will assist you throughout the bankruptcy filing process. Taking the first step towards a fresh financial future is made simple at Hoglund Law by scheduling a free consultation directly with one of our Bankruptcy Lawyers with no upfront fees. Our attorneys can provide you with anything from Credit Counseling to understanding Bankruptcy Basics to handling your Bankruptcy Case.

Eagan Bankruptcy

CHAPTER 7

Filing for Chapter 7 Bankruptcy results in discharging unsecured and credit card debt that has been harming your financial stability. Hoglund Law makes taking the first step towards discharging debt as easy as possible with a free consultation with one of our Bankruptcy Lawyers right here in Eagan.

Chapter 7 Bankruptcy is not the right Bankruptcy filing for everyone and not all debts can be eliminated through this route. For example, child support and student loan debts can not be discharged with Chapter 7. For these reasons, it is crucial to consult with a qualified attorney to aid you in selecting the most advantageous course of action.

CHAPTER 13

Chapter 13 Bankruptcy filers repay creditors through a three to five-year payment plan while maintaining protection of non-exempt assets. This type of Bankruptcy filing allows you to reorganize your debts while safeguarding assets such as your home or car. At Hoglund Law, our trusted attorneys assist in negotiating with creditors to ensure the payment plan is feasible and leaves you financially free upon completion.

The payments to your creditor will be to an amount lower than what it would be if you chose a debt settlement plan. After completing the three to five-year payment plan, certain debts will be completely eliminated, including credit card debt and medical bills. Determining eligibility and selecting the most beneficial type of filing can be overwhelming and complex. Consequently, it is imperative to schedule a consultation with a Hoglund Law attorney to discern if Chapter 13 is right for you.

DEBT SETTLEMENT

If you do not qualify for bankruptcy, debt settlement is a beneficial option when assisted by an attorney with deep expertise and experience. Debt settlement is the process by which Bankruptcy Lawyers directly legally negotiate with your creditors to reduce the debt you owe.

With experience in one hand and your best interest in the other, our Bankruptcy Attorneys are prepared to mediate until a favorable resolution is produced. Knowing that debt settlement is preferred to bankruptcy in the minds of creditors, our attorneys are skilled in crafting resolutions that leave both parties satisfied.

Additionally, when the new negotiated debt is paid off, your credit report  may not be impacted as much as bankruptcy would have damaged it. In the case that debt settlement is handled by a Hoglund Bankruptcy Attorney, this course of action can be the perfect fit for some clients.

Eagan Social Security Disability ATTORNEY

Dakota County, MN

WHAT IS SOCIAL SECURITY DISABILITY

Social Security Disability is a system that works to help those who suffer from a condition to the point of being unable to work. Fueled by tax dollars, the program distributes money via monthly checks to you when you need it most, attempting to sustain those who are unable to bring in a stable income on their own. There are two kinds of Social Security Disability. Social Security Disability Insurance (SSDI) pays those who have worked enough and paid Social Security taxes. Supplemental Security Income (SSI), on the other hand, deals out dollars based on financial need. Both forms of Social Security Disability are administered by the Social Security Administration and require that you meet specific medical qualifications to receive benefits.

HOW AN EAGAN SOCIAL SECURITY DISABILITY ATTORNEY CAN HELP

An experienced Social Security attorney should be able to identify what in your case closely resembles approved applicants and help highlight those factors. They can also give you a huge amount of insight into how the Social Security Administration judges applications. There are many things the administration looks for and many things that an applicant can do to bolster their chances of being approved—it’s no wonder that it is statistically proven those who file with an attorney are more likely to be approved.

At Hoglund Law, we share our knowledge and experience by granting potential clients a free case evaluation. During the eval, you will learn your chances of being approved and what you can do to best serve your filing. We also aid in filing, meaning that should you decide to pursue a claim, our firm will have your back every step of the way.

WHO QUALIFIES FOR SOCIAL SECURITY DISABILITY

If you are a resident of Eagan and suffer from any of these recognized conditions, you qualify for Social Security Disability: Neurological issues, mental disorders, various syndromes, immune system disorders, cancer, hematological disorders, respiratory illnesses, etc.

This list is not exhaustive and the criteria beneath each category may vary from your own definition—so it is important to consult an attorney or the Social Security website to make sure your condition matches. A fuller list can be found here.

WHY ARE PEOPLE DENIED SOCIAL SECURITY DISABILITY

There are many factors that go into the approval and denial of Social Security Disability applications. Many people are denied on first application, and usually this is due to lack of medical evidence of a condition. In such cases, appealing the decision may be the best next step for you. However, there are other possibilities to consider after receiving a denial.

The Social Security Administration will not approve Social Security Disability benefits to someone whose condition is the result of ongoing drug or alcohol use. This is because they will attribute the disability to something within your control—believing that should the drug/alcohol use stop, so too would your condition. They also will not approve your claim if they believe your disability is short term (lasting less than 12 months) or not severe enough to impair your ability to work.

Other factors that may result in a denial include conditions arising due to or during convictions, refusal to cooperate with Social Security Administrative Officials, and fraud.

Have You Been Denied SSDI / SSI?

Most applicants are denied when first applying. In fact, it isn’t until the actual hearing that applicants are more likely to be approved than not. Why? Because during your hearing you can better explain your condition, cross-examine witnesses, dispute evidence against you, and make arguments.

These things are much easier done with a Social Security Disability attorney who knows the ins and outs of what the Social Security Administration is looking for. If you have been denied and are unsure as to why, or simply do not know how to move forward to better your chances, then you should speak with a Hoglund Law lawyer during a free consultation, to have your steps moving forward and how to address the SSA’s concerns with your application better explained.

This completely free, no strings attached opportunity can help turn that denial into an approval and arm you with the knowledge you need to make a difficult time easier.

HOW TO APPLY FOR SOCIAL SECURITY BENEFITS

You will want to go into your local Social Security office to apply, or you can try filing online. The nearest Social Security office for Eagan is in Minneapolis, Minnesota is located at 1811 Chicago Avenue Suite 2, Minneapolis, MN 55404. Be sure to bring with you the names, contact information, and addresses of all doctors, hospitals or clinics that you went to for treatment regarding your condition, as well as a list of condition-related prescription medications you’ve taken or are taking and the names/addresses of all previous employers within the last 15 years.

If you do not have all this information, you should still file with what you do have. Immediacy is crucial in filing, and you can always update your case later. The longer it takes you to apply the more time you will spend waiting for that first check.

To apply online for social security disability you may visit the social security disability website.

YOUR LOCAL SOCIAL SECURITY OFFICE

US Social Security Administration

Address:1811 Chicago Ave.
Suite 2, Minneapolis, MN 55404

Toll Free Social Security Office:
Phone: 1 (800) 772-1213 or TTY: 1 (800) 325-0778

1811 Chicago Ave.
Suite 2, Minneapolis, MN 55404

Directions

Social Security Office Hours

Monday 9:00am – 4:00pm
Tuesday 9:00am – 4:00pm
Wednesday 9:00am – 12:00pm
Thursday 9:00am – 4:00pm
Friday 9:00am – 4:00pm
Saturday Closed
Sunday Closed
Closed on Federal Holidays.

ABOUT EAGAN, MN

Formerly known as the “Onion Capital of the United States”, Eagan provides an oasis to the commuting Minneapolis- St. Paul workforce. This Midwestern town was settled by an Irish farming community but has since transformed into a thriving community.

Eagan is the quintessential desirable suburban town located outside the Twin Cities. This midwestern suburb provides its residents with everything from stellar public schools to sprawling rolling hills. Residents are mere minutes from MSP Airport, downtown Minneapolis, and Mall of America. For those on the more adventurous side, Eagan’s natural beauty can be enjoyed kayaking during the stunning summer days or hiking through the town’s various wooded areas. Sports fans are even delighted to house the headquarters and practice facility of the Minnesota Vikings!

Areas Served: Burnsville MN, Apple Valley MN, Rosemount MN, Mendota Heights MN, Lakeville MN, Prior Lake MN, Savage MN, Bloomington MN, Inver Grove Heights MN, Sunfish Lake MN.